Free Credit Score & Credit Report Online

As Featured In

Our Experts

John Ulzheimer

Credit Expert

Neal O’Farrell

Identity Theft Expert

How it Works

Get Your Free Credit Score and Monitoring

We believe it’s a consumer’s right to access all their financial information. Get your free credit score each month and monitor your credit report at no cost. We’ll also send you daily monitoring alerts about changes to your credit report. Sign up to get started

Free Identity Theft Protection

We not only help you monitor and manage your credit, we help you protect it, too. With Credit Sesame you also get $50,000 in identity theft insurance, plus fraud resolution assistance — for free. In the event you're ever a victim of identity theft, we've got you covered. Sign up to get started

Stay Informed with Real-Time Monitoring and Alerts

Credit Sesame can help you monitor your credit and protect your finances with personalized alerts. We monitor key financial indicators and your Credit Sesame profile to alert you to changes in your credit score or home value. We also let you know when better credit card and loan options become available. You can personalize alerts to receive them in real–time, daily or weekly. Sign up to get started

Get Powerful Insights Into Your Finances

Find out how to make better decisions to improve your financial life. We’ll show you what’s impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers. Sign up to get started

Manage All Credit and Debts in One Place

Credit Sesame automatically pulls in your credit information—including your free credit score and your debts—every month, and always for free.

See How Your Finances Measure Up Over Time

Credit Sesame’s trending charts make it easy to see how you’ve improved your financial picture. Each month you can track your loan payments, interest rates, credit score and credit ratios to see what type of loans you qualify for.

Save More with Personalized Unbiased Recommendations

Simply put, we deliver recommendations that are best for your bottom line. Our advice is based on your credit profile, financial goals and market monitoring – not payments from advertisers. Credit Sesame’s patent-pending analytics engine assesses your individual situation and identifies what you could be doing better today to meet your goals for tomorrow. We’ll show you personalized, objective savings recommendations on home loans, credit cards, auto loans and more. Learn more

Safe and Secure

At Credit Sesame, your privacy is our top priority. We use the strongest encryption methods available online — the same used by banks. Your information is visible only to you – we will never share or sell your information to third parties, advertisers or our employees. Our security practices have been approved by Verisign. Learn more

Credit Sesame is 100% Free

We believe that access to personal credit and debt information is a consumer’s right. That’s why Credit Sesame is completely free. Credit Sesame offers unbiased recommendations to help you save money on credit cards, mortgages and auto loans.

Mobile Apps

Stay on top of your finances no matter where you are. You can access your Credit Sesame account on your desktop and through mobile apps on your iPhone or Android. Learn more

Get your complete financial picture & do more with your FREE credit score.