Will Carrying a Small Credit Card Balance Help Boost Your Credit Score?

Can carrying a small credit card balance really help your credit score? Credit Sesame’s credit expert, Joh Ulzheimer clears up the confusion and settles the debate once and for all.

Tips for Improving Your Credit: Controlling Your Debt

Credit Sesame Credit Expert, John Ulzhiemer goes back to the basics, offering solid tips for improving your credit in the debt category by focusing on credit card debt and a simple math equation.

Tips for Improving Your Credit, Starting With Your Payment History

What do you have in common with over 220 million of your peers in the United States? You all have credit reports maintained by the three national credit reporting agencies; Experian, TransUnion and Equifax. And on your credit reports is a collection of information that reflects how well, or how poorly, you’ve paid your creditors. Credit Sesame’s credit expert, John Ulzheimer shares tips for improving your payment history to improve your credit scores.

How Do Student Loans Affect Your Credit Scores?

How student loans impact your credit scores is a common question from many new college grads, and for good reason. Credit Sesame credit expert, John Ulzheimer answers and shares valuable insight into this common question.

5 Things You Don’t Know About Credit Scores

When it comes to the world of consumer credit, not all things are as obvious and intuitive as you may believe. This is even more evident when it comes to the world of credit scoring. Here are five things you may not know about credit scores.

Why You Need to Check All Three of Your Credit Reports Before Applying for a Mortgage

Congratulations! You’ve made the decision to buy a home, or refinance your existing mortgage. Either way, it’s an exciting time filled with burdensome requests from your mortgage broker or mortgage lender. Two copies of this, three copies of that and pretty soon you’ve got about two inches of paperwork. Indeed, applying for a mortgage loan is

Credit Tips for Newlyweds: How to Protect Your Credit (for Better or Worse)

Your credit reports and credit scores are likely the last things on your mind when you’re planning your wedding, and who can blame you?  However, getting married can be both beneficial and problematic to your credit, and understanding how liabilities work prior to tying the knot can save you big bucks down the road. With