
The U.S. government credit rating downgrade has set the world abuzz over the past few days: a first in the history of our country and, without a doubt, an event with long-term consequences that will affect all of us.

From free credit scores thanks to a new law to how hitting the budget ceiling may affect you on a personal finance level, this week’s money management roundup looks at topics that hit close to home… and our wallets.

Great news, Credit Sesame followers! We’ve been named a Finalist in the Financial Services category in The 2011 American Business Awards. The American Business Awards are the nation’s premier business awards program. More than 2,800 nominations from organizations of all sizes and in virtually every industry were submitted this year for consideration in more than… Read More

At Credit Sesame, our goal is to help you save money on your debt payments — whether that’s your mortgage, loans or credit cards — with barely lifting a finger. We do all the work for you, not only searching for cheaper loans, but ones that you will qualify for based on your credit, and… Read More

The average rate for a 1-year adjustable ARM was 3.11% last week, but the vast majority of homeowners (95%) still prefer fixed-rate loans when refinancing.

This week, we feature articles on emergency planning, unpaid hospital bills and the increasing popularity of one demographic group: sugar mamas.

(source) Oil, gold, silver: as commodities’ prices skyrocketed in the past few years (thanks, in large part, to speculators), investors flocked to the promise of easy profits. But with gold now trading at $1,506 an ounce and silver: $37.25, how much of an upside potential do you really see in commodities. This is only one… Read More

(source) Are you a stingy tipper? Or do you make the staff at the restaurants you frequent fall in love with you and your generosity? Tipping is one of those topics over which we should just agree to disagree: what’s generous for some is stingy for others, and vice versa. In this week’s money management… Read More

(source) 1. Looking to cut your gasoline expenditures? Join the club–and try one of these gas-slashing ideas. {Money Crashers} 2. Add a little sun and wind to your portfolio. {USA Today} 3. As gas prices continue to climb, U.S. demand begins to decline. {Reuters} 4. With food and energy prices rising, a double-dip recession is… Read More

(source) 1. Now that your taxes are in the government’s hands, ever wonder where that money goes? {The Hill} 2. If you’ve waited until the last possible moment to file your taxes, the 1040X may be your best friend. {The Consumerist} 3. A study shows that even in a down economy, housing is still your… Read More