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This Week in Money Management: From Your First Dollar to Your Last

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1. College seniors are graduating this month and some of them will be lucky to have a job lined up. If you’re among them, chances are, that first full-time job will pay more (and more regularly!) than all those part-time gigs you’ve had so far. The Simple Dollar looks at how to handle your regular paychecks, from opening a bank account to budgeting and setting some money aside for “free spending”.

2. If you’re not as lucky to be gainfully employed, meanwhile, the allure of easy money may be hard to resist, even if that means “selling your body to science.” We’re talking about clinical trials, of course, which are particularly tempting for cash-strapped college students. Wise Bread shares a first-hand account that might make you think twice about whether this is “easy” money — but also offers advice on where to find clinical trials if you’re willing to take the risks involved.

3. Retirement portfolios are limping along… but Five Cent Nickel looks at how you can inject some life into them to make your retirement years truly golden.

4. The government has debt in the trillions. Are tax cuts to blame? The Huffington Post looks at the largest contributor to the public debt.

5. Is frugality genetic or cultural? The Digerati Life reveals that some U.S. cities are thriftier than others. Does yours make the cut? Check the top 20 list to find out.

6. Lost a job? Hit a tough patch? Little Miss Moneybags gives you tips on how to make it through when you’re broke.

7. Diversifying your income is just as important as diversifying your investments. 20 Something Finance looks at ways to bring in multiple streams of income without working around the clock.

8. A strong dollar is a strong America, right? A New York Times columnist says that’s not necessarily the case.

9. Master the Art of Saving has money-saving mail. From free samples to coupons, this bargain hunter has tips on how you can have savings mailed to you.

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