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Credit Card Balances Are Down, What Are Consumers Doing Right?

For the second month in a row, consumer credit card balances are down, and that's a good sign for debt-ridden cardholders. What's behind the consumer drive to pay down credit...  More »


What Do We Hate Most About Our Credit Cards?

Last week, the Consumer Financial Protection Bureau released the results of a brief three-month survey tallying the most common consumer complaints about credit cards. The results suggest that we're confused...  More »


Having The Credit Talk With Your College-Bound Kids

Having a fully successful credit talk with college-bound high kids is like trying to explain to a non-parent how it is to have an infant… it's next to impossible. ...  More »


Cash Back Credit Cards Versus Reward Cards

(source) On it's face, it would seem like the question of which card is better, cash back rewards credit cards or travel rewards card, would be a fairly straightforward one....  More »


How Credit Card Rewards Get Some Customers Further into Debt

(source) Credit card companies have to persuade consumers that their card is better than the next guy's. One of the ways they do this is by offering credit card rewards....  More »


Credit Sesame Roundup: The Right Approach To Credit Cards

(source) Credit cards get a bad rap as the source of misery for many a cardholder. Over the past few years, a lot of consumers have fallen into debt, no...  More »


Choosing The Correct Card When You Carry A Balance

(source) The credit card industry, and people who follow it, can divide all cardholders into two groups. There are those who carry a balance, and those who don't. As someone...  More »