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This Week in Money Management: Avoidance is Key

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(Image by Jackie Kever, via Flickr.com)

In a world with increasing demands, people tend to forget that sometimes avoiding things you don’t like can be just what you need to free yourself and make room for things you do like. In This Week in Money Management, the art of avoidance is brought to light.

1. Avoid Clutter. We all deal with it. It comes at us both physically and electronically: junk mail. While many people resign themselves to its existence, Money Talk News says you don’t have to.

2. Avoid Interest Charges. One way to avoid interest charges on a credit card would be to forgo having a credit card altogether, but if that’s not possible, Len Penzo describes his ridiculously easy trick to getting interest charges waived.

3. Avoid Skyrocketing Cell Phone Bills. Cell now phones do more than ever—and they cost more than ever, too. Appolicious shares a few strategies for managing your monthly plan.

4. Avoid Viruses. Once they strike, viruses can wreak havoc on your PC, but CNN Money says you have no one to blame but yourself if your computer gets infected. They also explain how it happens and what you can do to avoid becoming a victim.

5. Avoid Fear. While at times it can be a powerful motivator, fear compels many people to make bad decisions. Get Rich Slowly describes the fear that can cost the most and how to drive it out of your life.

6. Avoid Spoiling Your Child. The debate rages on as to whether giving your child an allowance will spoil them for the rest of their lives. However, The Natural Child Project makes an interesting case for withholding externals rewards and teaching kids the inherent benefits of any activity—including cleaning their rooms.

7. Avoid Tax Mistakes. Tax season might be a short span within Spring, but tax mistakes can haunt you for months or years. Bankrate shows you how to avoid making an error that could slow your refund or trigger an audit.

8. Avoid Negativity. You say you’re just a realist, but it could be code for focusing on the less-than-sunny side of life far too often, which can in turn perpetuate in your life exactly what you want to avoid. Use SavvySugar’s steps to get out of your head and find the motivation you need to get the life you want. 

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