Intro APR
*0% intro APR on purchases and balance transfers for 14 months. See terms and conditions for complete details.
Purchase APR
10.99% - 20.99% (V)*
Balance Transfer Fee
3% of the amount of each transfer.
Credit Score Required
Excellent Excellent
Annual Fee
None
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Rewards
Cash back
Grace Period
25 Days
Late Payment Fee
Up to $35
Network
Discover
Issuer
Discover
Discover® More Card
Offer Details
  • 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Rewards
Earn a full 1% unlimited Cashback Bonus® on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. See the Discover® More Card terms and conditions for more information.
Additional Perks
Various card designs to select from. Fraud and security protection services. See website for additional benefits.Earn 5% Cashback Bonus® on category purchases up to the total purchase dollar amount specified in each program. You must sign up for each 5% program. Category purchases in excess of the specified amounts will automatically earn up to 1% Cashback Bonus®. Warehouse purchases and category purchases are not included in determining your total annual purchases eligible to earn 1% Cashback Bonus®. Up to 20% Cashback Bonus® at popular retailers when you shop online through ShopDiscover.com
Rewards Expiration
None

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