Get the Mortgage Fit for Your Credit & Finances
Finding the right loan is no easy task. With teaser mortgage interest rates and monthly savings across the web, how do you know if the mortgage rate you are applying for really fits with your credit profile and your budget? Credit Sesame’s analytics engine analyzes your credit history and debt picture against national lender mortgage rates to find you personalized mortgage offers for which you actually qualify, suit your budget and are best matched with your financial goals.
HELOC Loans
A Home Equity Line of Credit (or HELOC) allows you to use the equity in your home for other needs. It is a revolving line of credit that usually has a variable rate of interest. The lender offers you a credit line based on the amount of equity in your home. You have a time period (usually five to ten years) during which you can draw on that amount and you only pay back what you actually use.
Credit Card Debt
Credit card debt can be a hole that only grows deeper over time. The high interest rates on credit cards and the additional fees can make your credit card balances grow even after you stop using the cards. The management tools at Credit Sesame can help you manage and control your credit card debt.
Debt Management
Getting credit has grown increasingly difficult. The rising number of foreclosures has caused banks and lending companies to tighten their requirements for home loans. An excellent credit score was once one of 700 or higher. Banks are now looking for credit scores that are higher than 750 and closer to 800.