Find today's California refinance mortgage rates based upon your selected criteria and financial goals.
Compare the interest rates, APR and loan payments for different types of loans using our mortgage rate comparison calculator.
| Type | Today | Last Week | Trend |
|---|---|---|---|
| 30yr Fixed | 3.5% | 3.625% |  |
| 15yr Fixed | 2.875% | 2.875% |  |
| 5/1 ARM | 2.375% | 2.375% | |
See current rates in Sunnyvale, California
15 Year Mortgage Rates - Purchase or Refinance
The payments on this loan are fixed for the entire 15-year life of the loan. At the end of 15 years, the loan is fully paid off. Offers certainty in payments and interest rate over the entire life of the product. A 15-year term will typically result in higher payments than for a comparable 30-year mortgage loan.
Advantages of 15 Year Mortgage Rates
Typically has a lower rate, accumulates equity more rapidly and has lower total interest expense over the life of the loan than a traditional 30-year fixed mortgage.
Disadvantages of 15-Year Mortgage Rates
Monthly payment may be higher than fixed rate products with a longer term and ARMs.
Get real California mortgage rates fit for your budget and credit
We monitor the lending market daily for the latest home loan products by major banks. Then we match their mortgage rate requirements against your credit profile to find pre-qualified mortgages that meet your financial goals. Plus, we'll track your credit report, home value estimate and Experian credit score monthly and for free, so you never miss a chance to get the right mortgage fit for your financial goals.
15-Year Refinance Mortgage Rates by State
Find 15-year refinance mortgage rates in your state.
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