Find today's California refinance mortgage rates based upon your selected criteria and financial goals.
Compare the interest rates, APR and loan payments for different types of loans using our mortgage rate comparison calculator.
| Type | Today | Last Week | Trend |
|---|---|---|---|
| 30yr Fixed | 3.5% | 3.625% |  |
| 15yr Fixed | 2.875% | 2.875% |  |
| 5/1 ARM | 2.25% | 2.375% | |
See current rates in Sunnyvale, California
30 Year Fixed Mortgage Rates - Purchase or Refinance
The payments on this loan are fixed for the entire 30-year life of the loan. At the end of 30 years, the loan is fully paid off. A 30 year fixed mortgage has become the definition of a traditional mortgage.
Advantages of 30 Year Mortgage Rates
Typically has a lower payment than a shorter term fixed rate mortgage while offering the security of a payment and rate will not change for the life of the loan.
Disadvantages of 30 Year Mortgage Rates
Rates may be higher than fixed rate products with a shorter term and ARM products with a similar term.
Get real California 30-year fixed mortgage rates fit for your budget and credit
We monitor the lending market daily for the latest home loan products by major banks. Then we match their mortgage rate requirements against your credit profile to find pre-qualified mortgages that meet your financial goals. Plus, we'll track your credit report, home value estimate and Experian credit score monthly and for free, so you never miss a chance to get the right mortgage fit for your financial goals.
30 Year Refinance Mortgage Rates by State
Find 30 year refinance mortgage rates in your state.
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