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Best No Interest on Purchase Credit Cards, Summer 2019

This content is not provided or commissioned by the issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

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What if we told you that some credit card issuers will, in a manner of speaking, pay you cash back or offer other rewards for your purchases you make with their card? When you combine a rewards program with 0% introductory APR (Annual Percentage Rate) on purchases offer, and you use your card responsibly, not only do you save money on finance charges but you also earn rewards. Of course, if you use a rewards card and pay it off each billing period, you already know this. But if you have a big expenditure coming up that you can’t afford to pay off in one shot, it may make sense to leverage your purchasing power into a 0% introductory APR financing for your purchases (for a specified period of time) and if possible a card that offers rewards as well.

These are a couple of our favorite 0% introductory Annual Percentage Rate (APR) offers currently on the market, we updated this article and list for 2019.

Chase Freedom®

We think it’s great for: large purchases, transferring high interest balances, cash back, rewards

With the Chase Freedom® credit card new Cardmembers are offered 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of  16.99%–25.74%.  There is a 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5. The ongoing balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. There is no annual fee.

Qualifying new Cardmembers earn a $150 Bonus after spending $500 on purchases in the first 3 months from account opening. which is icing on the cake.

You earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases. Your Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Terms apply.

Chase Slate® credit card

We think it’s great for: large purchases, transferring high interest balances, $0 introductory balance transfer fee

If saving on interest is your primary goal, the Chase Slate® credit card is currently offering 0% introductory APR for 15 months on purchases and balance transfers from account opening. After that, 16.99%–25.74% variable APR, based on your creditworthiness. There is a $0 introductory balance transfer fee during the first 60 days your account is open. After that, the fee for future balance transfer transactions is 5% of the amount transferred with a minimum of $5.

Other perks and benefits of owing this card, this card has a $0 annual fee. Utilize Credit Journey℠ which gives you unlimited access to your credit score and more. And icing on the cake, it’s free, even if you’re not a customer of Chase. The downside of owning this card is that there is no rewards program.

Terms apply.


Independent Review Disclosure: All the information about the Chase Slate® credit card has been collected independently by CreditSesame.com and has not been reviewed or provided by the issuer of this card. The Chase Slate® credit card is not available through CreditSesame.com.

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Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click on the “Apply Now” button, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

The information, including card rates and fees, presented in this article is believed to be accurate as of the date of the article. Please refer to issuer website and application for the most current information. Verify all terms and conditions of any offer prior to applying.

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Published June 26, 2015
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