Sony® Card from Capital One® Review

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Card Snapshot

EDITOR’S NOTE: The Sony® Card from Capital One® offer mentioned in this article is expired and no longer available through our site

If you spend a lot of money on certain entertainment purchases each month or Sony® is your preferred choice for electronics, the Sony® Card from Capital One® may prove to be a valuable addition to your wallet. This card offers 5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets; 5 points per $1 spent on Sony® products at authorized retailers with purchase confirmation; 1 point per $1 spent on all other purchases.

Note: 1 point per dollar is automatically awarded for purchases of Sony® products at authorized retailers, but to receive the 4 additional points per dollar spent, you will need to submit a Sony Rewards Bonus Points form.

If you’re in the market for a new rewards credit card, keep reading to learn more about the various features and benefits you can enjoy with the Sony® Card from Capital One®.

The Highlights

Here are some highlights of the card we want to mention.

EDITOR'S NOTE: The Sony® Card from Capital One® offer mentioned in this article is expired and is no longer available through our site
Annual fee:$0
Foreign transaction fee:None
Bonus/promotional offer:Eligible new cardmembers, earn a 5,000 Sony Rewards points after your first card purchase within 90 days from approval
Rewards program:5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets
5 points per $1 spent on Sony® products at authorized retailers with purchase confirmation
1 point per $1 spent on all other purchases
We think it's good for:Someone who prefers Sony® over other electronics brands
Someone who wants to redeem rewards for Sony® merchandise
Someone who spends heavily on select entertainment purchases
We think these folks should do more research:Someone who wants miles or cash back
Someone who wants more flexibility in their redemption options
Someone who primarily spends on things like gas or groceries
Additional Notes:Terms and conditions apply

Sony® Card from Capital One®: The Basics

EDITOR’S NOTE: The Sony® Card from Capital One® offer mentioned in this article is expired and is no longer available through our site

The Sony® Card from Capital One® is a co-branded card that we think is geared towards movie and music junkies. We think it may be a good fit for someone who regularly charges purchases of Sony® products at authorized retailers with purchase confirmation or using this card to earn Sony Rewards points for select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets.

For new cardmembers who qualify earn 5,000 Sony Rewards Points after your first card purchase within 90 days from approval. As a note, balance transfers and cash advances don’t count as purchases.

This card has a $0 annual fee.

Terms apply.

How the Sony® Card Fares Against Travel Rewards Cards and Retail Rewards Competitors

The Sony® Card from Capital One® offers a generous rewards rate for Sony® and entertainment purchases but a different card may be better if you want more options for high rewards points. To give you a sense of what else is out there, we’ve highlighted a handful of other rewards cards that stand out.

Chase Sapphire Preferred® credit card

The Chase Sapphire Preferred® credit card may be your card of choice if you’re seeking travel rewards.  This card offers 2X points on travel and dining at restaurants. Plus, earn 1 point per dollar spent on all your other purchases made on your Chase Sapphire Preferred® credit card.

A notable feature of the Sapphire Preferred® credit card is the bonus offer for new cardmembers who qualify: earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Plus the points you earn on purchases can be transferred to participating frequent travel programs at a 1:1 value.

When you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®, you get 25% more value. As an example, 60,000 points are worth $750 toward travel when you redeem through Chase Ultimate Rewards®.

This card has no foreign transaction fees. There is an annual fee of $95. That fee may not be difficult to earn back with rewards if you dine at restaurants or travel often.

Terms apply.

Capital One® Venture® Rewards Credit Card

Earning travel rewards can be a straightforward experience with the Capital One® Venture® Rewards Credit Card. This card offers 2x miles per dollar on every purchase. Eligible new cardmembers can enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. Miles won’t expire for the life of the account and there’s no limit to how many you can earn.

Make your travel purchase and fly any airline, stay at any hotel, anytime; no blackout dates. Once you make a travel purchase with your Capital One® Venture® Rewards Credit Card, redeem miles for a statement credit toward the cost, redemptions must be made within 90 days from the date your travel purchase posts to your Capital One® Venture® Rewards Credit Card account. That’s convenient for travelers who prefer a hassle-free way to apply their rewards towards travel. On the other hand, you can transfer your miles to over 12 leading travel loyalty programs. There’s a $0 introductory annual fee for the first year; $95 after that.

Terms apply.

Learn More:  Capital One® Venture® Rewards Credit Card

Barclaycard Arrival Plus® World Elite Mastercard®

The Barclaycard Arrival Plus® World Elite Mastercard® offers unlimited 2X miles on every purchase.  Eligible new cardmembers enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days. With the Barclaycard Arrival Plus® World Elite Mastercard®, you get 5% miles back to use toward your next redemption, every time you redeem.

Barclaycard Arrival Plus® World Elite Mastercard® has an annual fee of $89, waived first year.

Terms apply.

Learn More: Barclaycard Arrival Plus® World Elite Mastercard®

[Further Review: Barclaycard Arrival Plus® World Elite Mastercard®]

Bank of America® Travel Rewards Credit Card

The Bank of America® Travel Rewards credit card may be an appropriate choice if you’d like to earn travel rewards without paying an annual fee. With this card, you can earn unlimited 1.5 points per $1 spent on all purchases and your points don’t expire.

Compared to the Sony® Card from Capital One® or the other travel cards we’ve profiled, this card has a lower rewards rate but there’s an upside. If you have an active Bank of America® checking or savings account, you can get an additional 10% customer points bonus on every purchase made with this card. The bonus increases to 25% – 75% for Bank of America Preferred Rewards clients, based on your status in that program.

This card has no foreign transaction fees, which is beneficial if you travel outside the U.S. Also, you are not limited to specific websites with blackout dates or restrictions when you book trips, so the card is versatile with respect to booking your travel plans how and where you want. As we already mentioned this card has no annual fee.

Terms apply.

My Best Buy® Visa® Card

The four cards mentioned earlier may catch your eye if you’re interested in travel. But if you’re more of a techie, the My Best Buy® Visa® Card (Citi is a CreditSesame.com advertiser) is another option to consider. This card offers you a chance to earn 5% back in rewards on Best Buy purchases (6% back in rewards for Elite Plus Cardmembers), for a limited time only 3% back in rewards on fitness and sporting goods purchases (through March 2019), limited time only 3% back in rewards on gas purchases, 2% back in rewards on dining and grocery store purchases, 1% back in rewards on all other purchases – or choose special financing options for your Best Buy purchases of $199 and up instead of earning rewards.

Special financing is available in a 6 or 12 month, 18, or 24 month term based on the cost and type of the purchase. You pay no interest if your balance is paid in full before the promotional financing period ends.

The financing term you’re eligible for is based on how much you spend and what you buy. One thing to keep in mind: if you don’t pay the purchase off in full by the end of the finance term, you will be charged interest from the date of purchase. Promotions change, so keep an eye on the My Best Buy® Visa® Card website.

Terms apply.

Amazon Prime Store Card

You can get this card by upgrading from the Amazon.com Store Card to the Amazon Prime Store Card. The Amazon Prime Store Card is designed for people who frequently shop Amazon.com and have a Prime membership. You can choose between earning 5% of your purchases back at Amazon.com or promotional financing on what you charge on Amazon.com purchases of $149 or more. The 5% back is automatically applied as a statement credit or redeemed for items at Amazon.com.

You have your pick between 6-month, 12-month or 24-month special financing (24-month is only on select Amazon sold items), or an equal pay financing offer only on select qualifying Amazon.com purchases. The financing options depend on the purchase amount and merchant. Again, the balance must be paid in full before the promotional period ends to avoid interest. This card has no annual fee but you must pay the Prime membership fee.

Terms apply.

Breaking Down the Rewards Program for the Sony® Card from Capital One®

REMINDER: The Sony® Card from Capital One® offer mentioned in this article is expired and is no longer available through our site

Once again, the Sony® Card from Capital One® offers 5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets; 5 points per $1 spent on Sony® products at authorized retailers with purchase confirmation; 1 point per $1 spent on all other purchases.

If you spend a lot in the two upper tier rewards categories, you may see your points add up fairly quickly. One thing to remember, the 5 points per dollar spent on Sony® products at authorized retailers with purchase confirmation isn’t automatic. You get 1 point at the time you make the purchase and the other 4 points when you submit a Sony Rewards Bonus Points form to confirm the purchase. If you forget to do that, you’ll miss out on those additional points.

Using your Sony Rewards

Image Source: Shutterstock

Image Source: Shutterstock

Points earned with your Sony® Card from Capital One® can be redeemed for virtually anything in the Sony® Rewards catalog. That includes things like DVDs, video games, digital cameras or music downloads. The number of points needed to redeem varies based on what you want to use them for. The same goes for the individual point value.

You can also take advantage of Deals & Steals for special offers exclusively available to Sony Rewards members, or ShowStoppers which are auctions through which Sony Rewards members can bid with and redeem their Sony Rewards points for unique experiences and collectibles that only Sony offers.

And you can also redeem points for a Purchase Credit against your statement but you have to fill out and submit a Purchase Credit form to do so. If you go this route, you can get $1 in credit for every 115 points you redeem. The Purchase Credit can be used when you shop with your card for Sony® or PlayStation® products at an authorized Sony® retailer.

The Pros: Great Rewards for Entertainment Buffs

prosandconsOne of the Sony® card’s best features is its rewards program, which may be particularly attractive to someone who spends heavily on Sony® products, the select entertainment purchases offered. Points can add up very quickly if you make regular entertainment purchases or shop with Sony®.

The Cons: Limited Redemption Options

While you can earn points on purchases anywhere with this card, you have less flexibility in how you can use them. If you prefer to redeem rewards for travel, cash back or anything outside the Sony® catalog, this card may not be the best fit. While the 5,000 Sony Rewards Points, after your first card purchase within 90 days from approval, is a nice boost, you may be able to score a larger new cardmember bonus with a different rewards card.

Should You Get This Card?

The Sony® Card from Capital One® delivers stellar rewards for people who frequently charge on the select entertainment purchases and who stick with the Sony® brand.


Independent Review Disclosure: All the information about the Sony® Card from Capital One®,  Bank of America® Travel Rewards credit card, Chase Sapphire Preferred® credit card, My Best Buy Visa® Credit Card, Amazon.com Store Card and the Amazon Prime Store card has been collected independently by CreditSesame.com and has not been reviewed or provided by the issuers of these cards. The Sony® Card from Capital One®,  Bank of America® Travel Rewards credit card, Chase Sapphire Preferred® credit card, My Best Buy Visa® Credit Card, Amazon.com Store Card and the Amazon Prime Store card are not available through CreditSesame.com.

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Published October 7, 2016
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