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Your credit score plays an important role in your financial life, impacting nearly every financial decision you make—from how much interest you will pay on your home or car loan, to getting the best credit card with the lowest interest rate and best reward perks. Let Credit Sesame help you understand your financial standing and give you the ability to know what next steps to take to improve it.

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Credit Sesame vs. Credit Karma
Compared to Credit Karma, Credit Sesame gives you a more comprehensive picture of your overall credit and loan health. Credit Sesame also includes important identity protection features that Credit Karma doesn’t. Here’s a head-to-head look at what each service provides, so you can make the best choice for you.

Features Credit Sesame Credit Karma
Free Monthly Credit Score % %
Free Credit Report & Analysis % %
Free Credit Report Card % %
Free Credit Score Simulator % %
Free Credit Monitoring with Real-Time Alerts % ^
Free Instant Inquiry Alerts % ^
Free Identity Theft Protection with ID Restoration % ^
Free Identity Theft Insurance % ^
Free Identity Theft Protection
When you sign up for Credit Sesame’s free credit score and free credit monitoring, we automatically give you $50,000 identity the insurance, plus live access to certified identity restoration specialists — for free. In the event you are ever a victim of identity the , we’ve got you covered and we’ll be there with you every step of the way.

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What our members are saying

Jessica G.

“Credit Sesame alerted me of what to take care of first and how to prioritize my medical debt. After I paid down all my bills, my score improved. I know I can buy a house and take care of my kids now.”

Daniel O.

“I was never taught to manage a budget or avoid debt. I learned the hard way. Credit Sesame’s tools helped me get my credit ready for a loan. I was approved for the loan and paid off all my credit card debt, and my score went up.”

David H.

“Checking my score has become part of my lifestyle – I use the Credit Sesame app on a weekly basis. It’s like having an assistant that keeps track of credit and debt.”

Join millions of people Credit Sesame has helped to navigate their score and reach their financial goals

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