How It Works

Take Control of Your Credit and Make Smarter Financial Decisions

An Overview

Whether you want to protect your financial standing, find the best home loan, or keep tabs on your credit and debt, Credit Sesame makes it easy.

Get graded on important credit factors, plus your free score

See how you score on the most important credit factors and get your free score from TransUnion updated every month.

Understand your best next steps with a free credit strategy

Get personalized tips on how to manage your credit and loans, based on your credit profile and goals.

Know your best options on credit card and loan debt

Know if you are overpaying on credit card and loan interest, and see your best options to save money.

Your privacy is our priority

At Credit Sesame, your privacy is our top priority. We use the strongest encryption methods available online — the same used by banks. Your information is visible only to you – we will never share or sell your information to third parties, advertisers or our employees. Our security practices have been approved by Verisign.

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Bank-level technology working for you

Imagine having a credit and loan expert on your side who knows your financial situation and what you’re looking for. Someone who vigilantly monitors the market, provides customized analysis and makes unbiased recommendations based on your needs. That’s what our technology does – identifies immediate savings and helps you make better decisions and continue to save going forward.

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Members get more free features too…

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Identity Theft Protection

Get $50,000 in identity the insurance, plus fraud resolution assistance – for free. In the event you’re ever a victim of identity theft we’ve got you covered.

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Credit Monitoring and Alerts

Monitor your credit report at no cost. We’ll also send you daily monitoring alerts about changes to your credit report.

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Mobile Apps

Stay on top of your finances no matter where you are. You can access your Credit Sesame account on your desktop and through mobile apps on your iPhone or Android.

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