Imagine having a credit and loan expert on your side who knows your financial situation and what you’re looking for. Someone who vigilantly monitors the market, provides customized analysis and makes unbiased recommendations based on your needs. That’s what our technology does – identifies immediate savings and helps you make better decisions and continue to save going forward.
Our founders, working with Berkeley and Stanford University scientists, spent years developing our proprietary analysis tools and recommendation engine. Now you have access to our bank-level analytics tools, which run and evaluate thousands of financial scenarios and loan options, analyze the market and your profile, and provide recommendations that you’re pre-qualified for, based on what saves you the most money.
When you sign up, we securely gather your financial profile characteristics, like your credit score, loan and credit balances, debt-to-income ratio and home value – the things banks evaluate to see if you qualify for their loan products.
We evaluate thousands of available financial products from major banks (including eligibility rules and requirement changes) and monitor key market indicators, forecasts and financial trends, to find the best options to save you money.
Our patent-pending recommendation engine identifies the top three home loans, credit cards or auto loans that save you money, based on interests you identify. Our recommendations are unbiased – we suggest the best options based on your credit profile, not on payments from advertisers.
We’ll continue to track market changes and show how your current loans and debt compare to any new options we recommend. Your financial profile, available loans and changes in the market are constantly updated, so you’re always in the know.
Now that you know how Credit Sesame works, you’re ready to create your own profile. As this illustrates, our technology finds the best, prequalified loans to save you money and runs the tools that will help you make smarter decisions.