How We Help

How we help

Credit Sesame gives you the right tools to take control of your finances.

How We Help You Save Money

Stay On Top Of Your Finances – For Life

We automatically track and monitor your loans and debt information and tell you how you’re doing. You’ll see your loans, debt and credit accounts, all in one place. You’ll know where your credit score stands every month and understand how to improve your debt situation. Do you know how your finances measure up? Find out, for free

We Search For Savings and Alert You When They are Found!

Rest Assured, We’re Always Searching
For You

We’re like your personal shopper for better financing! We monitor the lending markets and track data from major banks every day. You can check back with us daily to find out if we’ve found ways for you to save money.

Optimize, Consolidate, Restructure Existing Loans and Debt

Optimize Your Current Loans and Debt

We analyze every one of your current loans and debts against your income and credit profile. If there are better options out there, we’ll find a way for you to save instantly. Is your debt optimized? Find out today

Ever Wondered What If I Paid A little Extra Every Month

‘What If’ Modeling To See How Things Change

Wondering how much you could save if you had a better credit score or higher income? Our What If section lets you see how much you’d save and what loans you would qualify for when your financial situation changes.

Apply and Track Loans Securely Online

Apply For Loans Online – And Track Your Status

You can apply online for personalize loan offers through your secure login. We’ll also update your application status to keep you informed.

Get Started

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  • Comments(12)

    Submitting comment...

    Wilma Chism•  May 24, 2020 Edit
    How do I get a paid off loan off my credit report?
    Credit Sesame•  May 29, 2020 Edit
    Hi Wilma. Please check out this article on how to reach the credit bureaus. It should give you all of the information you need.
    Brad Ward•  May 25, 2020 Edit
    How much are the fees on these secured credit card acts?
    Credit Sesame•  May 28, 2020 Edit
    Hi Brad. This is a tough question to answer, as each card is different. The law requires that the card issuer disclose all potential charges. We suggestion logging into your Credit Sesame account and reviewing the details of each card. There is where you will find the specific information you need. Thanks!
    Ronald A Cameron•  June 1, 2020 Edit
    I currently have credit sesame procredit and cannot find any means of writing for contacting you so I am contacting you, I recently had a derogatory reported that I cannot verify valid come five years ago, I'm paying for your prophetic package but it doesn't seem like he actually have any means of helping me with something like this other than sending me to somebody else to like a credit repair company. I will most likely be formed from my credit with you but wanted to give you the opportunity to respond first. Ron Cameron
    Credit Sesame•  June 2, 2020 Edit
    Hi Ronald. Premium members are encouraged to email us at from the email address associated with your Credit Sesame account. You should receive a response within 24 hours. Thank you for being a member.
    Todd Fisher•  June 1, 2020 Edit
    Yes I applied for a new credit card about two weeks ago and i never received it due our mailbox being vandalized. Can you please let me know if credit Sesame had a return on this ? And if so can i please have it returned at a new address please
    Credit Sesame•  June 2, 2020 Edit
    Hi Todd. Did you apply for a credit card or did you sign up for Sesame Cash? Credit Sesame is not involved in issuing credit cards from our partners. If you are seeking assistance regarding a credit card you applied for, please contact the issuer. However, if your question is related to your Sesame Cash card, please reach out to us here.
    Victoria•  June 5, 2020 Edit
    I am not happy with your service please have someone call me
    Annah Hambrick•  August 21, 2020 Edit
    Y'all gave me the wrong information I just called Lexington law and they gave him a real credit score and transunion so y'all giving me false information
    Nicole Newby•  August 28, 2020 Edit
    Hi Annah, There are multiple different scoring models so checking your score through different companies may yield varying numbers. We show TransUnion's VantageScore® 3.0.
    Milly•  August 26, 2020 Edit
    Was pre approved for a personal loan...applied and was denied.....