Sesame Cash Sweepstakes

Official Rules (“Rules”)

No Purchase or Payment Necessary to Enter or Win. A Purchase or Payment Will Not Increase Your Chances of Winning. PIN-based Debit, International, and Mastercard® Corporate Transactions are Not Eligible for Entry. Where permitted by law, entrants waive the ability to bring claims in a class action format. This Sweepstakes may be canceled or postponed by Sponsor, at any time in its sole discretion. All entries, whether submitted by using the eligible Sesame Cash Mastercard debit card as described below or by mail, have an equal chance of winning. For the purpose of this Sweepstakes, Mastercard use includes purchase transactions initiated by the Sesame Cash Mastercard debit card, as described below.

Eligibility: The Sesame Cash Sweepstakes (“Sweepstakes”) is open only to individuals who are legal permanent residents of the 50 U.S. (including D.C.), and the legal age of majority in their state of residence (which is eighteen (18) in most states but nineteen (19) in Alabama/Nebraska and twenty-one (21) in Mississippi) at time/date of entry. Void in Guam, Puerto Rico and where prohibited by law. Employees, officers, directors of Mastercard International Incorporated (“Mastercard”); Credit Sesame (“Sponsor”); teamDigital Promotions, Inc. (“Administrator”); each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies and the immediate family members (i.e., spouses, parents, children, grandchildren, siblings and their respective spouses) and/or those living in the same household of any of the foregoing are not eligible to enter/win a prize in this Sweepstakes. Sponsor, Mastercard, Administrator and each of their respective parents, affiliates, distributors, subsidiaries, prize providers and advertising/promo agencies are each a “Released Party” and shall hereinafter collectively be referred to as the “Released Parties”.

How to Enter: Sweepstakes begins at 12:00 AM Pacific Time (“PT”) on 6/25/20 and ends at 11:59 PM PT on 6/30/21 (“Promo Period”) and consists of four (4) quarterly entry periods (each an “Entry Period”) as outlined below. There are two (2) methods of entry:

  1. To enter by funding your Sesame Cash digital bank account and making a purchase transaction using your Sesame Cash Mastercard debit card – you will automatically receive one (1) entry into the Sweepstakes when you transfer $25.00 into your Sesame Cash digital bank account. Upon completion of the $25.00 transfer, each time you use your eligible Sesame Cash Mastercard debit card (“Card”) to make an eligible signature based purchase transaction online or in-store during any quarterly Entry Period, you will automatically receive one (1) additional entry into the applicable Entry Period drawing. Each entry will be applied to the quarterly Entry Period in which the $25.00 transfer and applicable purchase transaction posted. A $25.00 transfer must occur during the same Entry Period as any associated purchase transaction to be eligible for an entry in the Sweepstakes. In the event you use your eligible Card to make an eligible signature-based purchase transaction online or in-store during any quarterly Entry Period, without making a $25.00 transfer during the same Entry Period, no entries will be earned. Non-winning entries for one (1) quarterly Entry Period drawing will not carry forward to subsequent quarterly Entry Period drawings. Purchase transactions involving account adjustment transactions/returns, PIN-based debit and international transactions, late payment fees, over-limit or overdraft fees, return check fees, check reorder fees, ATM fees, cash advances or other transactions requiring a PIN for completion, monthly/annual fees, balance transfers, and/or other fees processed on your account are not eligible for Sweepstakes entry. Entries from Mastercard corporate cards, international cards, small business cards or unauthorized card use, those made with lost, stolen, or fraudulent cards, or from transactions that require a PIN for completion (e.g., cash advances), are void. Only purchases made with an eligible Card from an account that is in good standing (both at time of entry and winner selection) and that are processed and submitted through Sponsor’s U.S. transaction processing system during the Promo Period are eligible for entry.
  1. To enter by mail without making a $25.00 transfer, making a purchase transaction, or signing up for a Sesame Cash Mastercard Account – you may receive one (1) entry by hand printing your full name, complete mailing address, telephone number, date of birth, and the words “Sesame Cash Sweepstakes” on a plain piece of paper and mailing it in a sealed, stamped, and hand printed #10 envelope to: Sesame Cash Sweepstakes, 211 Greenwood Ave. 2-2, Promo 517, Bethel, CT 06801. Enter as often as you wish by mail, up to three-hundred (300) entries, but each entry must be mailed separately, postmarked by the applicable postmark deadline and received by the applicable mail-in deadline for each quarterly Entry Period (as set forth in the chart below). No photocopied, computer generated facsimiles, mechanically reproduced, or mass entries permitted.

There is a three-hundred (300) limit to the number of entries a consumer may submit during the Promo Period or for any quarterly Entry Period, regardless of entry method.

All entries become property of Sponsor and will not be returned. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, delayed, garbled, damaged, inaccurate, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Rules, in any Sweepstakes related ads or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweepstakes, human error, or otherwise. Use of any device to automate or subvert entry is prohibited and any entries received by such means will be void. No software-generated, robotic, programmed, script, macro or other automated entries are permitted and any entries received by such means will be void. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweepstakes.

Winner Selection: For each Entry Period, potential winners will be selected in a random drawing by Administrator, from among all eligible entries received, for a total of four (4) drawings within the Promo Period. Drawings will be conducted by Administrator, however, Sponsor reserves the right to make final and binding decisions in all matters relating to this Sweepstakes. Non-winning entries received for one Entry Period drawing will not carry forward to subsequent Entry Period drawings. The potential prize winners will be notified by Administrator by email and/or mail (method selected in Administrator’s discretion). Potential winners will be contacted within three (3) days of the respective drawing date. Subject to verification of eligibility and compliance with these Rules, the potential winners will be declared the official winners of the Sweepstakes. Prize will be awarded to the primary account holder (as determined by Sponsor’s account records and subject to Sponsor’s timely identification of the account holder) named on the account accessed by the Card used to make the entry. Odds of winning will depend on the total number of eligible entries received for each applicable Entry Period.

Entry Periods Entry Period Transactions Dates
(beginning 12:00 AM PT and ending 11:59 PM PT)
Postmark Deadline Mail-In Deadline Drawing Dates
Period 1 6/25/20 – 9/30/20 10/1/20 10/8/20 10/12/20
Period 2 10/1/20 – 12/31/20 1/2/21 1/9/21 1/14/21
Period 3 1/1/21 – 3/31/21 4/1/21 4/8/21 4/13/21
Period 4 4/1/21 – 6/30/21 7/1/21 7/8/21 7/13/21

Prizes: Four (4) Grand Prizes (one (1) Grand Prize per Entry Period), and Forty (40) First Prizes (ten (10) per Entry Period) will be awarded in this Sweepstakes. Federal, state, and local taxes and all other expenses not specified herein are each winner’s sole responsibility. The value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of each winner for the actual value of the prizes received. The Released Parties are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach a winner for any reason. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the Released Parties will have no further obligation with respect to that prize or portion of the prize. Unclaimed prizes will be forfeited. Limit one (1) prize per person, immediate family member or household for this Sweepstakes.

Four (4) Grand Prizes – (One (1) Grand Prize per Entry Period): Each consisting of one (1) $10,000 applied directly to winner’s Sesame Cash digital bank account* (Approximate Retail Value (“ARV”) of each Grand Prize = $10,000)

Forty (40) First Prizes – (Ten (10) First Prizes per Entry Period): Each consisting of one (1) $500 applied directly to winner’s Sesame Cash digital bank account* (“ARV”) of each Grand Prize = $500)

* In the event a prize winner does not have a valid Card/Sesame Cash digital bank account, Sponsor may provide a prepaid card to such winner pre-loaded with the prize dollar amount won. Mastercard Prepaid® Card restrictions apply: https://prepaidcardtermsandconditions.com

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPSTAKES: $60,000.

Privacy: Your use of your Card to make a purchase during the Promo Period or your mail-in entry constitutes your consent to participate and enter this Sweepstakes and your consent for Sponsor and Administrator to obtain, use and transfer your name, Card number, email and mailing address, phone number and other personally identifiable information for the purpose of administering this Sweepstakes, awarding the prizes, and to comply with legal requirements. Any information entrant provides may be used to communicate with entrant in relation to this Sweepstakes or on a Sweepstakes winner’s list. For automatic purchase transaction entries, Sponsor (or Administrator on Sponsor’s behalf) may obtain and share the account holder’s personal contact information (name, email address, phone number) and Card transaction data to administer this Sweepstakes.

Sponsor may elect to send email marketing communications to its cardholders or other email recipients in its database in connection with the Sweepstakes. You can, at any time and free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the e-mail. Opting out of receiving email communications from Sponsor will not preclude a consumer from winning.

Except where prohibited by law, acceptance of a prize constitutes each winner’s irrevocable consent to Released Parties, and each of their respective agents’, successors’ and assigns’ or other designee’s use of each winner’s name, likeness, photograph, voice, statement, opinions, biographical information, prize and state/city of residence (collectively, “Sweepstakes Data”) for advertising and/or promotional and publicity purposes in any and all media or format, worldwide, in perpetuity, without any permission, notification, payment or consideration, except for the awarding of the prizes to the winners. You may be required to sign a document confirming your consent. For information regarding Sponsor’s privacy practices, please visit https://www.creditsesame.com/about/privacy-policy/

Released Parties are not responsible for late, lost, stolen, illegible, incomplete, misdirected, delayed, garbled, damaged, inaccurate or undelivered emails, entries, theft, destruction or unauthorized access to, or alteration of Sweepstakes Data, defect/delay in transmission or communication, including, but not limited to, recording failures, or for telephonic, human or computer failures, problems or errors, interruptions in service leveraged to create an entry, whether due to system upgrades, repairs, modifications or other causes, defect or delay in transmission, connections, satellite, network, cable, Internet Service Provider (ISP), phones, phone lines or telephone systems, recording/filming systems, electronic equipment, computer hardware or software failures, inaccurate entry information, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions, errors or delays, whether caused by equipment, programming, human error, acts of God or otherwise relating to or in connection with the Sweepstakes, including, without limitation, errors which may occur in connection with the administration of the Sweepstakes, the processing of entries, Sweepstakes Data processing, the announcement of prizes and winners, the cancellation or postponement of the Sweepstakes, for any injury or damage to participant’s or any other person’s computer or other device relating to or resulting from participation in this Sweepstakes, or for printing, typographical, human or other errors appearing in these Rules, in any Sweepstakes advertisements or other materials.

Miscellaneous: No transfer, assignment, cash redemption or substitution of a prize will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, and then for a prize of equal or greater value. Each winner may be required to notify Sponsor of prize acceptance by returning an executed and notarized Affidavit of Eligibility, Liability Release, and (where permitted by law) Publicity Release within three (3) days of issuance of notification or other time period determined by Sponsor in its sole discretion. All winners will also be required to submit to a confidential background check to confirm eligibility and ensure the use of any such person in advertising, promotion or publicity, will not pose a security threat or bring Released Parties into public disrepute, contempt, scandal or ridicule or reflect unfavorably on Released Parties as determined by Sponsor, in its sole discretion, and, in such event, the prize may be forfeited. Non-compliance with any of the foregoing may result in disqualification and awarding of prize to an alternate winner, if time permits. If any prize or prize notification is not responded to within the required time period, returned as undeliverable, or the prize is declined for any reason, winner will be disqualified and, at Sponsor’s sole discretion and time permitting, an alternate winner may be selected. Should a potential winner decide to decline his/her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor shall have no further obligation to that potential winner and an alternate winner may be randomly selected from among all remaining eligible Sweepstakes entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages. By participating, entrants agree to be bound by these Rules and agree that Released Parties and their designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, agents, and the franchisees of any of them shall have no liability and entrant will defend, indemnify and hold harmless the Released Parties from and against any liability, loss, injury, or damage of any kind (including attorney’s fees) to any person or entity, including, without limitation, personal injury, death or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) entrant’s participation/entry into the Sweepstakes, (ii) any materials he or she may submit in connection herewith, or (iii) the acceptance, possession, use or misuse of a prize or participation in any activities associated with the Sweepstakes or any prize awarded in connection herewith; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human or other error in the printing, offering, selection, operation or announcement of any Sweepstakes activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweepstakes, including entrants’ attempts to circumvent the Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweepstakes. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweepstakes and to modify, suspend, and/or terminate this Sweepstakes (or portion thereof) should virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness or proper play of the Sweepstakes and, in the case of termination, at its discretion, select potential winners via a random drawing from among all eligible, non-suspect entries received before the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweepstakes by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Sweepstakes by any party, or any federal, state, or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s and/or Administrator’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to modify, suspend or terminate the Sweepstakes or prize. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Sweepstakes should causes beyond Sponsor’s or Administrator’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweepstakes; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweepstakes; (ii) acting in violation of these Rules; or (iii) acting in an un-sportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweepstakes is a violation of criminal and civil laws and should such an attempt be made, the Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. Released Parties make no warranty, guarantee, or representation of any kind concerning any prize (or any portion thereof), and disclaim any implied warranty. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment or operation of any transportation company, hotel, manufacturer or other person or entity furnishing services, products or accommodations (“Suppliers”) as a part of the prizes provided in connection with the Sweepstakes; and (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience or other irregularity that may be caused or contributed to: (i) by the wrongful, negligent or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors, (ii) by any defect in or failure of any vehicle, equipment, instrumentality, service or product that is owned, operated, furnished or otherwise used by any of those Suppliers, (iii) by the wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties, and (iv) by any cause, condition or event whatsoever beyond the control of the Released Parties. Sponsor’s or any other Released Party’s failure to enforce any term of these Rules shall not constitute a waiver of that provision. Except where prohibited by law, entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action (where prohibited), and exclusively by the appropriate court located in the State of California. All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California without giving effect to any choice of law or conflict of law rules. The remedy for any claim shall be limited to actual damages, and in no event shall any party be entitled to recover punitive, exemplary, consequential, or incidental damages, including attorney’s fees or other such related costs of bringing a claim, or to rescind this agreement or seek injunctive or any other equitable relief. The invalidity or unenforceability of any provision of these Rules will not affect the validity or enforceability of any other provision. In the event that any provision of the Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Entrants agree to waive any rights to claim ambiguity of these Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweepstakes-related materials, and the terms and conditions of the Rules, the Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

Winners Names: For the winners’ names, send a self-addressed, stamped envelope to be received by 10/26/21 to: Sesame Cash Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

Mastercard, Mastercard Prepaid are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

All third-party trademarks belong to their respective owners.

The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweepstakes or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweepstakes advertisements or the Sweepstakes.

Sponsor: Credit Sesame, 444 Castro Street, Suite #500, Mountain View, CA 94041.
Administrator: teamDigital Promotions, Inc., 6 Berkshire Blvd, Bethel, CT 06801, www.teamDigital.com.