Mobile Banking That Pays You for Improving Your Credit

Sesame Cash is a no-fee1 mobile bank account that helps you save, spend and manage your money. Start reaching your financial goals with cash rewards for improving your credit score2!

A Mobile Banking Experience

Made With You in Mind

With our mobile banking app, you can transfer money, pay bills, and set aside savings without worrying about hidden account fees1. You get all the convenience of mobile banking, plus exclusive features that help you reach your financial goals.

With our mobile banking app, you can transfer money, pay bills, and set aside savings without worrying about hidden account fees1. You get all the convenience of mobile banking, plus exclusive features that help you reach your financial goals.

Get up to $100 When Your

Score Goes Up2

Get cash rewards for improving your credit score–up to $100 within your first 30 days.

Earn Cash Back on Purchases3

Save when you shop with up to 15% cash back at participating retailers. New deals added in-app regularly!

See Your Credit Score Daily4

Refresh your credit score daily so you know exactly where you stand and what steps you can take next.

Side-Step Service Fees2

We don’t charge you monthly service fees or require you to maintain a minimum account balance.

235,000+ 5-Star Reviews on the Apple App and Google Play Stores

We couldn’t find a mobile banking experience that offers no-fees, flexibility, and cash rewards for improving your credit score. So, we created one. See what our members are saying about their Sesame Cash mobile bank account.

235,000+ 5-Star Reviews on the Apple App and Google Play Stores

We couldn’t find a mobile banking experience that offers no-fees, flexibility, and cash rewards for improving your credit score. So, we created one. See what our members are saying about their Sesame Cash mobile bank account.

Mobile Banking Keeps You

Connected With Your Money

Access Your Money

Anywhere

Access Your Money Anywhere

Easily check your balance, make deposits, and move money with our mobile banking app. Use your Sesame Cash debit card worldwide with mobile pay.

Find Exclusive Offers

and Deals Near You

Find Exclusive Offers and

Deals Near You

Use our mobile app to browse local offers and exclusive deals. We make it easy for you to save on everyday purchases wherever you are!

Do More Between Due

Dates

Do More Between Due Dates

Automatically pay bills so you never miss a deadline. We’ll also notify you if your account balance ever gets too low to cover an upcoming bill. No more surprises.

Mobile Pay Is Fast, Easy, and Secure

Paying with your smartphone–or smartwatch–is fast, simple, and secure. Your Mastercard® debit card is ready to use the moment you add money to your Sesame Cash account. It works with Apple Pay, Google Pay, and Samsung Pay, so you can access your money anytime, anyplace, on all your favorite devices.

Mobile Pay Is Fast, Easy, and Secure

Paying with your smartphone–or smartwatch–is fast, simple, and secure. Your Mastercard® debit card is ready to use the moment you add money to your Sesame Cash account. It works with Apple Pay, Google Pay, and Samsung Pay, so you can access your money anytime, anyplace, on all your favorite devices.

A Mobile Bank Account That

Protects More Than Your Money

Banking with your mobile devices? We’ve got that covered, too! Enjoy up to $500 per year in device protection for qualified theft and damages.


Protecting our members is our #1 priority. Our mobile app uses bank level security to safeguard your sensitive information.


All your deposits are FDIC insured up to $250,000 through Community Federal Savings Bank.


Get instant notifications anytime there’s activity on your account. You always know what’s up with your money without even logging in!


Misplaced or lost your card? Freeze and unfreeze your account instantly with our mobile banking app.


Zero liability means we’ve got your back. You won't be held responsible for unauthorized transactions made on your account.


Get Paid up to 2 Days Earlier

Set up direct deposit to start getting paid up to 2 days earlier than you are now. We’ll send you a notification as soon as your money is deposited. No interest to pay back, no hidden fees, just more financial freedom!

Get started today

1International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.
2This is a limited time offer. To be eligible for cash rewards, a deposit of $25.00, every 30 days, must be made into your Sesame Cash account. Rewards earnings are available for credit score improvements of ten points or more within a 30-day reward cycle. Improvements are calculated from your baseline credit score, as determined by Credit Sesame. Please review the full program terms for more details.
3Cash back offers are powered by Empyr, Inc. Cash back requires the activation of any active offer before payment is made. Payment must be processed as a credit transaction and made before the offer expires. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.
4This is a limited time offer. To be eligible for daily credit score refreshes, a deposit of $25.00, every 30 days, must be made into your Sesame Cash account. Daily refreshes will appear within 24-48 hours of deposit.
5See full program terms.
6Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author's alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.