Mobile Banking That Helps You Build1 Your Credit

Sesame Cash is a prepaid debit account that helps you save, spend and manage your money.1 Fees may apply.2

Sesame Cash debit card with Credit Sesame app

A Mobile Banking Experience

Made With You in Mind

With our mobile banking app, you can transfer money, pay bills, and set aside savings without worrying about hidden account fees1. You get all the convenience of mobile banking, plus exclusive features that help you reach your financial goals.

With our mobile banking app, you can transfer money, pay bills, and set aside savings without worrying about hidden account fees1. You get all the convenience of mobile banking, plus exclusive features that help you reach your financial goals.

Stack of money bills

Mobile device protection5

Enjoy up to $500 per year in device protection for qualified theft and damages.

Coin change

Earn Cash Back3

Save when you shop with up to 15% when you shop the brands you love. New deals added in-app regularly!

Credit score dial

Get Paid up to 2 Days Early4

Get your direct deposits up to 2 days early. No interest to pay back—just more time with your money.

Piggy bank

Fees may apply2

Monthly fee $9.99 and inactivity fee $3.00 waived for active users.2 No minimum balance requirement.

4.7 Stars in App Stores With Over 323,000 Reviews

We could not find a mobile banking experience with great features and flexibility. So, we created one. See what our members are saying about their Sesame Cash mobile bank account.1

5-star testimonials from Kristina, Amanda, and Aminah talking about getting cash rewards for their improved credit. 5-star testimonials from Kristina, Amanda, and Aminah talking about getting cash rewards for their improved credit.

4.7 Stars in App Stores With Over 323,000 Reviews

We could not find a mobile banking experience with great features and flexibility. So, we created one. See what our members are saying about their Sesame Cash mobile bank account.1

Download our app on the App Store Get our app on Google Play

Mobile Banking Keeps You

Connected With Your Money

Globe with location icon

Access Your Money

Anywhere

Access Your Money Anywhere

Easily check your balance, make deposits, and move money with our mobile banking app. Use your Sesame Cash debit card worldwide with mobile pay.

Shopping cart

Find Exclusive Offers

and Deals Near You

Find Exclusive Offers and

Deals Near You

Use our mobile app to browse local offers and exclusive deals. We make it easy for you to save on everyday purchases wherever you are!3

Calendar

Do More Between

Due Dates

Do More Between Due Dates

Automatically pay bills so you never miss a deadline. We’ll also notify you if your account balance ever gets too low to cover an upcoming bill. No more surprises.

Mobile Pay Is Fast, Easy, and Secure

Paying with your smartphone–or smartwatch–is fast, simple, and secure. Your Mastercard® debit card is ready to use the moment you add money to your Sesame Cash account. It works with Apple Pay, Google Pay, and Samsung Pay, so you can access your money anytime, anyplace, on all your favorite devices.

Available with Apple Pay, Google Pay, and Samsung Pay.

Mobile Pay Is Fast,
Easy, and Secure

Paying with your smartphone–or smartwatch–is fast, simple, and secure. Your Mastercard® debit card is ready to use the moment you add money to your Sesame Cash account. It works with Apple Pay, Google Pay, and Samsung Pay, so you can access your money anytime, anyplace, on all your favorite devices.

Available with Apple Pay, Google Pay, and Samsung Pay.
A screenshot of how Sesame Cash debit card looks like on a payment app.

A Mobile Bank Account That

Protects More Than Your Money

Banking with your mobile devices? We’ve got that covered, too! Enjoy up to $500 per year in device protection for qualified theft and damages.

Protecting our members is our #1 priority. Our mobile app uses bank level security to safeguard your sensitive information.

All your deposits are FDIC insured up to $250,000 through Community Federal Savings Bank.

Get instant notifications anytime there’s activity on your account. You always know what’s up with your money without even logging in!

Misplaced or lost your card? Freeze and unfreeze your account instantly with our mobile banking app.

Zero liability means we’ve got your back. You won't be held responsible for unauthorized transactions made on your account.

Get started today

IMPORTANT DISCLAIMER
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. The editorial content on this page is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are author's alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer. The credit card offers that appear on this site are from credit companies from which we may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. All images and trademarks are the property of their respective owners.
1Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.
2Sesame Cash fees include a $9.99 monthly fee ("Monthly Fee") and a $3 monthly inactivity fee ("Inactivity Fee"). However, we may waive these fees as follows: To qualify for the waiver of the Monthly Fee, you must either deposit $500 into your Sesame Cash account through direct deposit or spend $1,000 each month with your Sesame Cash account. Spending can be satisfied either through point of sale transactions or by using your Sesame Cash card to pay your bills. To qualify for the waiver of the Inactivity Fee, there must be money movement or a purchase made with your Sesame Cash account at least once within a 30-day rolling period. As a courtesy, we will not charge you the Monthly Fee or the Inactivity Fee within the first 30 days of account opening. Review the Sesame Cash Cardholder Agreement for the full fee schedule and additional details. International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may also apply.
3Cash back offers are powered by Button, Inc. Cash back requires the activation of any active offer before payment is made. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.
4Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.
5See full program terms.