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This forecast of cost considers all estimated finance charges, including closing costs, interest charges and mortgage insurance, over years. This total savings estimate considers potential savings growth from lower payments as well as the projected difference in outstanding principal balance in years. This monthly savings estimate is a forecast of how much you could save on average from lower payments over years.
Savings Over Years
Monthly Savings
True Cost Over 7 Years
Your Current Mortgage
Principal Paid:
$[124,456]
Total Payment:
$[3,456]
Rate:
APR:
Payment:
Balance:
This monthly savings estimate is a forecast of how much you could save on average from lower payments over years.
Avg. Savings:
/mo
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Harp II (Home Affordable Refinance Program) is a program that was developed to assist homeowners that have been unable to refinance because the value of their home has declined.
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Harp II (Home Affordable Refinance Program) is a program that was developed to assist homeowners that have been unable to refinance because the value of their home has declined.
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Answer these questions to see if you qualify
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Sorry
The HARP II program has additional qualification criteria. Let's see if you might qualify.
Is your mortgage guaranteed by Fannie Mae or Freddie Mac?
Yes, Fannie Mae
Yes, Freddie Mac
No
Unsure?
Check Fannie Mae or call 1-800-7FANNIE (8 am to 8 pm ET).
Check Freddie Mac or call 1-800-FREDDIE (8 am to 8 pm ET)
Does your current mortgage have private mortgage insurance?
Yes
No
Have you been 30 or more days late on your mortgage in the past 12 months?
Yes
No
Good news! It looks like you qualify for the Fannie Mae HARP II program.
Click 'Request Quote' to connect with our lending partner.
Good news! It looks like you qualify for the Freddie Mac HARP II program.
Click 'Request Quote' to connect with our lending partner.
Looks like you don't qualify for Fannie Mae HARP II program. You still may still qualify for the Freddie Mac HARP II program.
Click 'Continue' to check for more refinance advice, or 'Request Quote' to connect with our lending partner.
Looks like you don't qualify for Freddie Mac HARP II program. You still may still qualify for the Fannie Mae HARP II program.
Click 'Continue' to check for more refinance advice, or 'Request Quote' to connect with our lending partner.
It appears you don't qualify for a either Freddie Mac or Fannie Mae HARP II program.
Click 'Continue' to check for more refinance advice, or 'Request Quote' to connect with our lending partner.
Overyears, this interest
rate home loan is projected to have the lowest
True Cost of.
Overyears, this interest
rate home loan is projected to have a low
True Cost of.
Overyears, this interest rate
home loan could save the most
compared to your current loan.
Overyears, this interest rate
home loan could save youcompared
to your current loan.
Overyears, this interest rate home loan
saves the most
/moon payments compared
to your current loan.
Overyears, this interest rate
home loan cost you /mo
more from higher payments compared
to your current loan.
Overyears, this interest rate
home loan saves you /mo
from lower payments compared
to your current home loan.