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How Credit Sesame works
See your credit score right away
Check your score for free without impacting your credit. No commitment. No credit card required.
It’s free to check your credit score with the Credit Sesame app.
In-app experience to see what factors affect your credit score.
Keep up with your credit
Your monthly credit report shows you what’s impacting your score. We’ll show you steps you can take to improve it.
Build credit with Sesame Cash1
Get a Sesame Cash debit account and activate credit builder to grow your credit score for free.
Use your Sesame Cash debit card to get cash.
Good credit can help you achieve your goals from better credit cards to vacation plans to your next home.
Do more with your score®
Building, rebuilding, or looking to leverage your credit? We’ll help you find the right credit products.

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step 1 No credit card needed
step 1 Won’t impact your score
step 1 No commitment, no cost

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy .

Credit Sesame members get more for free:

✓ Credit score and credit report
✓ Credit monitoring alerts
✓ Credit and debt analysis
✓ Award winning mobile app
✓ Cash for improving your credit1
5-star testimonials: Kristina, Amanda, and Aminah are excited about getting cash rewards for their improved credit.

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We’re turning the path to financial freedom into a 5-star experience. Don’t take our word for it—see what our members are saying about Credit Sesame!

5-star testimonials: Kristina, Amanda, and Aminah are excited about getting cash rewards for their improved credit.

1This is a limited time offer. To be eligible for cash rewards, a deposit of $25.00, every 30 days, must be made into your Sesame Cash account. Rewards earnings are available for credit score improvements of ten points or more within a 30-day reward cycle. Improvements are calculated from your baseline credit score, as determined by Credit Sesame. Please review the full program terms for more details.