Grow your credit score

Growing plants symbolizing credit score growth.
Credit Sesame is the complete financial platform that can help you build credit, increase your score, and achieve your goals.
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What our members are saying

Jessica G.
"Credit Sesame alerted me of what to take care of first and how to prioritize my medical debt. After I paid down all my bills, my score improved. I know I can buy a house and take care of my kids now."
Daniel O.
"I was never taught to manage a budget or avoid debt. I learned the hard way. Credit Sesame’s tools helped me get my credit ready for a loan. I was approved for the loan and paid off all my credit card debt, and my score went up."
David H.
"Checking my score has become part of my lifestyle - I use the Credit Sesame app on a weekly basis. It’s like having an assistant that keeps track of credit and debt."
Start today and joinmillions of others who trust Credit Sesame to help them achieve their financial goals.

Why Credit Sesame?

Start by getting your FREE score
See what’s impacting your score and learn the steps you can take to improve it
Build credit using debit1
With credit builder, you can use the debit purchases you are already making to establish your credit!
Earn cash as your score goes up2
Get a no-fee3 Sesame Cash debit account and earn cash as your score improves—up to $100 in 30 days!
We'll never ask you for your credit card information!

Why is your score important?

A better score qualifies you for lower interest rates, which will save you money when you:
Purchase a car
Take out a loan
Apply for a credit card
Rent or buy a home

Responsible credit card use increases your score

Stay below 30% of your limit
Use your credit cards regularly
Make debt payments on time
to see where you stand on each of these factors.

1 Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a secured line of credit with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a secured line of credit (Secured Account). Your debit card purchases are then added up to create a balance on your Secured Account. As you make these purchases, an amount equal to the balance on your Secured Account is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your secured line of credit at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your Secured Account assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

2 This is a limited time offer. To be eligible for cash rewards, a minimum deposit, every 30 days, must be made into your Sesame Cash account. Rewards earnings are available for credit score improvements of ten points or more within a 30-day reward cycle. Improvements are calculated from your baseline credit score, as determined by Credit Sesame. Please review the full program terms for more details, including the minimum deposit amount for this program term.

3International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.