Your credit score plays an important role in your financial life, impacting nearly every financial decision you make—from how much interest you will pay on your home or car loan, to getting the best credit card with the lowest interest rate and best reward perks. It also affects how much you pay for auto and home insurance and the deposits you’ll pay for utilities or rent. And while your credit score can’t be used by employers, your credit reports can — which can affect your ability to get and keep a job in some states and for some companies.
Because your credit plays such a crucial role in your financial life, it’s important to keep tabs on it regularly to know what your credit score says about you. Fortunately, you can find this out for free. And while there are a number of free services to choose from, not all of them are created equal.
Credit Karma vs. Credit Sesame
Compared to Credit Karma, Credit Sesame gives you a more comprehensive picture of your overall credit and loan health, and also includes important identity protection features that Credit Karma doesn’t. To help you compare the differences, here’s a head-to-head look at what each service provides so that you can see for yourself and make the right choice.
|Free Monthly Credit Score|
|Free Credit Report & Analysis|
|Free Credit Report Card|
|Free Credit Score Simulator|
|Free Credit Monitoring with Real-Time Alerts|
|Free Instant Inquiry Alerts|
|Free Identity Theft Protection with ID Restoration|
|Free Identity Theft Insurance|
When you sign up for Credit Sesame’s free credit score and free credit monitoring, we automatically give you $50,000 identity theft insurance, plus live access to certified identity restoration specialists — for free. In the event you are ever a victim of identity theft, we’ve got you covered and we’ll be there with you every step of the way.