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Capital One Platinum Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
| Intro Balance Transfer APR | Intro Purchase APR | Regular APR | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | N/A | 30.49% (Variable) | $0 | Average, Fair, Limited |
Offer Details
814 Product Reviews
no increase
2 months agoI've had this card for about 6 years now, my credit limit started at 500 and thats where is stayed. The credit score did go up after getting the card and paying my balances on time but they never gave me an increase, I have other cards now and never really use this one. I just keep it open because closing it will drop my credit score.
Capital one card
4 months ago"It’s a great card , however… I’ve not had any issues with payments or late payments issues "
Great card for rebuilding credit
4 months agoI got this card approx 1 yr after filing bankruptcy. My initial credit line was 500 and it's now 3800. The increases were automatic, I never had to ask. There's NO ANNUAL FEE and if you pay on time and don't exceed your credit limit, there won't be any other fees either. All you'll pay is interest, IF you carry a balance from 1 month to the next. The standard APR is a little high but all cards are right now. Overall, I've been VERY happy with this card and my credit is back in the 700s!!
excellent source credil
6 months agoHad it about couple month's gone up little. But I have used help on gas.Plus you put money you our credit that same day very happy so far.
Great Card
9 months ago"Pay all balances in full. Opened in Sept 22 and got a 300 increase in December 22. "
Love my cards
9 months agoI received my first capital one card about a year ago with a $500 credit limit and after 6 months they automatically increased my limit to $1500 which I love.About two weeks ago I was approved for a second Capital One card with a credit limit of $3000.
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
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