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Capital One Platinum Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 29.99% (Variable) | $0 | Average, Fair, Limited |
Offer Details
830 Product Reviews
Easy Navigation
2 days agoCapital One online is very easy to navigate. And very clear on amount due, available credit and recent history of transactions pending & posted.
One of the best
3 days agoThis has one of the best credit cards I have had. Helped increase my credit score, fair credit increases, and a very simple to use app. Making payments is easy via the app as well.
Paid off credit card
4 days agoHave had this card for while been good for emergency cases I just paid it off today hope my report goes in fast so I can get credit score up thanks for your support and I still have a quick silver card been good
Fast approval
4 days agoI was approved with in minute and even given a virtual card number to be able to make purchases online immediately upon approval. Reports to credit bureaus and helped increase my score. Have easy minimum monthly payments. Physical card came within 7 days. Only 300 limit but I only wanted it to build score.
Credit score
1 month ago"I have had this credit card for 7 months now it is helping me rebuild my credit from an ugly divorce. My credit score has come up 200pts"
Great card!
3 months agoI really like this card! Along with discover, it is my favorite! Capital one is a good bank and I have never had one problem with them. My payments are always made with no hassles. It does help your credit as long as you make your payments on time and keep your utilization low. I highly recommend!
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.
Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
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