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Capital One Platinum Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 29.74% (Variable) | $0 | Average, Fair, Limited |
Offer Details
867 Product Reviews
capital one
1 month agovery good credit card to have, not good on increasing your limit is my only complaint, always on time
its good
3 months agoit a good app that is very helpful and i would Recommend it for whoever needs to rebuild their credit or establish credit
no increase in credit line
6 months agoi have had my Capitol One card now way over 6 months an aint never been late on payments.but they keep declining my increase i dont understand that at all.😡
Love Capital One
9 months agoVery good card & customer service support is always helpful in any area .I'm more than grateful that cap 1 has helped me begin a new start on obtaining the credit we all are in need of .Thanks Capital One
1st time credit card
9 months agoIt’s my first credit card, they only gave me a limit of $300. Which was kind of a slap in the face. But having this card has thought me the consequences of using your card. My credit sucks because of credit utilization. They only want you to use 10% or less on your card limit. So $300 dollars would mean I can only use $30 dollars to keep in good standing with the credit bureau. Crazy if you ask me. But oh well. We live and learn.
First Card
9 months agoWas my first card ever and was grateful to have it and it helped raise my credit score but I lost my job and got behind and they did such a great job working with me I strongly recommend Capital One!
Credit card
9 months agoI loved having this card. It helped me when I needed it the most.
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Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
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