Credit Sesame discusses the reality of having no credit history, no credit score and no credit. If you’ve ever applied for a loan or credit card, you understand the importance of having a detailed set of records that illustrates your financial history. Typically, this information comes from one of the national credit reporting agencies: Equifax,
Credit Sesame’s Money Mentor video explains your FICO score vs VantageScore. It’s a myth that there is just one magic credit score telling lenders about you. In fact, lenders use many different credit scoring models, including the FICO score and the VantageScore. When you apply for a loan, you probably won’t know which credit score
Credit Sesame explains how learning to pay down debt can be a great way to improve your finances. If you’re unsure what to get someone as a gift, money is always a good option. The same goes for treating yourself. Instead of an occasional night out or some new clothes, you could enjoy a permanent