Mortgage rates have been near historic lows for the past few years but recent Federal Reserve rate hikes have them inching back up. As of mid-April, the average 30-year mortgage rate was 4.08 percent, according to Freddie Mac. That’s up a half a percentage point from a year ago, when 30-year home loans were going
While the notion of racking up points to redeem for travel perks or a trip to say, Morocco or Thailand has obvious appeal, one should heed a bit of caution before jumping on the bandwagon. For starters, credit card issuers frown on it and may levy heavy consequences. Also, only those with really great credit can pull it off. The risks involved in credit card churning mean it’s an activity that is best suited to members of the credit elite.
I’m all about goal-setting. In school, I earned good grades—not straight As, mind you, but a healthy mix of As and Bs. In my work as a writer, I keep tabs on how my stories perform compared to those of my peers for the sheer joy of a little friendly competition. So when it came
The wildly popular 100,000-point credit card sign-up bonus that Chase offered in 2016 and later scaled back by half is back, but with a catch — a big one. To get this massive windfall of points, you have to finance a home mortgage through Chase Mortgage.