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Sesame Cash Mastercard® Prepaid Debit Card

Sesame Cash

A convenient debit account with cash back on purchases,¹ 2-day early direct deposit,² and
much more. Looking to build credit history?
³
It can do that, too. Fees may apply.4

A convenient debit account with cash back on purchases,¹ 2-day early direct deposit,² and much more. Looking to build credit history?³ It can do that, too. Fees may apply.4
By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Unique features you’ll love

Improve your credit score without a credit card.

2-day early direct deposit

No interest to pay back, no hidden fees, just more time with your money²

$500 in device insurance

Protect your device from loss, theft and damage by paying your phone bill with Sesame Cash5

Cash back on debit purchases

With new cash back offers added regularly, you can save more money at the places you shop¹

Access to credit builder

Build credit history with the Sesame cash debit purchases you make.3 Fees may apply.4

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Unique features you’ll love

Improve your credit score without a credit card.

2-day early direct deposit

No interest to pay back, no hidden fees, just more time with your money2


$500 in device insurance

Protect your device from loss, theft and damage by paying your phone bill with Sesame Cash5


Cash back on debit purchases

With new cash back offers added regularly, you can save more money at the places you shop¹


Access to credit builder

Build credit history with the Sesame cash debit purchases you make.3 Fees may apply.4


By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.

Digital banking features you expect

Check your balance, make a
deposit, or move money with
our free mobile app

Use your Sesame Cash
debit card anywhere
Mastercard® is accepted

Set up automatic bill
payments and never miss a
deadline again

Connect your Sesame Cash
card to Apple Pay, Google Pay,
or Samsung Pay

By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.

Security you can count on

Real-time notifications

Instant alerts for purchases, withdraws, deposits, and other account changes

Freeze your account

Misplaced or lost your card? Freeze and unfreeze your account instantly anytime

Zero liability insurance

You are not held responsible for unauthorized transactions made on your account.

FDIC Insurance

Up to $250,000 in your account is insured by FDIC through CFSB.

Sesame Cash fees4

Monthly fee $9.99 waived with qualifying account activity4

Inactivity fee $3.00 waived for active users4

No minimum balance required

Free withdrawals at ATMs

Secure

“I didn’t realize it was even option to build your credit this way.”
5/5
Shiva

Free

”I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
5/5
Charles

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
5/5
Brian

The word on Credit Sesame

Rewarding

“I’ve been working for over a year to boost my credit score and Credit Sesame has made that possible.”
5/5
Torrey

Necessary

“The reason I work so hard to get a good credit? So much of your life depends on it.”
5/5
T-wanna

Savings

“It helped me make a plan to pay down debt. I went from 16 percent car loan to 6 percent refinancing.”
5/5
Latoya

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
5/5
Randi

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
5/5
Shiva

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
5/5
Brian

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
5/5
Amanda
Average customer rating
4.5/5

4.5 (524K reviews)

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
5/5
Amanda

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
5/5
Shiva

Secure

“I didn’t realize it was even option to build your credit this way.”
5/5
Shiva

As featured in

Get more with Credit Sesame

Get more with
Credit Sesame

With a Sesame Cash debit card, you also get a free Credit Sesame account.
Enjoy additional features that can help you reach your larger financial goals.

Update your credit score daily

Refresh your credit score daily so you always know where you stand

Get credit monitoring alerts

Get credit monitoring alerts to help you spot important changes to your credit file

See your credit report summary

Your free credit report card helps you understand what’s impacting your score

Find better financial products

Browse financial products based on your credit score and goals

Start saving more with Sesame Cash

Start saving
more with Sesame Cash

Say ‘hello’ to a debit card with features that help you reach your financial goals.

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Got questions? We have answers.

Sesame Cash is a digital bank account that comes with a prepaid Mastercard debit card. In order to offer this account, we’ve partnered with Community Federal Savings Bank (CFSB), Member FDIC.

Fees may apply for your Sesame Cash prepaid debit account.

Sesame Cash has a $9.99 monthly fee that is waived for customers who direct deposit at least $500 or spend $1,000 or more each month.

There is also a $3.00 inactivity fee that is waived for active users for any direct deposit, ACH, purchase, spend, billpay, autopay or withdrawal in a rolling 30-day period.

International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may apply.

There are no interest payments associated with your virtual secured credit card.

You must be a U.S. resident 18 years or older to sign up for a Sesame Cash bank account. No credit check required.

Sesame Cash is part of the Credit Sesame app, which is available for both iOS and Android. Just sign into the app and tap the $ icon at the bottom of the screen to access your Sesame Cash account.

Yes! If you sign up for direct deposit, you can get your paycheck deposited into your Sesame Cash account up to 2 days earlier than traditional banks allow. Because we don’t hold your funds in order to charge you fees or interest, your money is available as soon as we receive your paycheck from your employer.

Our Customer Support team is available to answer your questions Monday – Friday, 9 a.m.-9 p.m. ET. Chat with us live or in-app, contact us by phone at 877-751-1859, or email us at sesamecash@creditsesame.com.

Have other questions? Check out our FAQs for more information

1 Cash back offers are powered by Button, Inc. Cash back requires the activation of any active offer before payment is made. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.

2 Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

3 Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a secured line of credit with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a secured line of credit (Secured Account). Your debit card purchases are then added up to create a balance on your Secured Account. As you make these purchases, an amount equal to the balance on your Secured Account is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your secured line of credit at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your Secured Account assumes that you will maintain healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

Sesame Cash fees include a $9.99 monthly fee (“Monthly Fee”) and a $3 monthly inactivity fee (“Inactivity Fee”). However, we may waive these fees as follows: To qualify for the waiver of the Monthly Fee, you must either deposit $500 into your Sesame Cash account through direct deposit or spend $1,000 each month with your Sesame Cash account. Spending can be satisfied either through point of sale transactions or by using your Sesame Cash card to pay your bills. To qualify for the waiver of the Inactivity Fee, there must be money movement or a purchase made with your Sesame Cash account at least once within a 30-day rolling period. As a courtesy, we will not charge you the Monthly Fee or the Inactivity Fee within the first 30 days of account opening. Review the Sesame Cash Cardholder Agreement for the full fee schedule and additional details. International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may also apply.

5 See full program terms.