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Sesame Cash

Account Features

A pre-paid debit card with smarter features. Earn cash back,¹ get direct deposits up to 2 days early,² and build credit history with debit purchases.³ Fees may apply.4

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Mobile Phone with Credit Builder App and Credit Card

Easily spend anywhere, anytime

flexible spending anytime, anywhere

Easily spend anywhere, anytime

Pay with your Credit Sesame debit card anywhere Mastercard® is accepted or add your card to your smartphone’s digital wallet. Sesame Cash debit works with Apple Pay, Google Pay, and Samsung Pay. No need to wait for your card to arrive, start spending with Sesame Cash within minutes of funding your account with an instant virtual debit card you can use online or to pay bills.
apple pay logo
google pay
samsung pay logo

Get real-time notifications

Receive instant notifications anytime there’s activity on your account. This includes transfers, withdrawals, and deposits, so you always know what’s up with your money.
real time alerts

Withdraw from over 55,000 fee-free ATMs worldwide

Access your cash when you need it with free unlimited withdrawals at a massive ATM network. Look for the Allpoint logo or locate one near you.
city guide with highlighted spots
city guide with highlighted spots

Freeze or unfreeze with a click

Misplaced or lost your card? Freeze and unfreeze your account anytime from the Sesame App.
unfreeze credit card
unfreeze-credit-card
freeze-credit-card
manage bills effectively

Stay on top of bills

Pay your bills directly through your Sesame Cash account. Schedule your payments at the start of each month to chip away at outstanding debts. We’ll notify you when a payment is due, so you can better manage your budget.

Start saving more
with Sesame Cash

Say ‘hello’ to a debit card with features that help you reach your financial goals.

By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.

Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

Free

”I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian
the word on credit sesame

The word on Credit Sesame

Rewarding

“I’ve been working for over a year to boost my credit score and Credit Sesame has made that possible.”
Torrey
5/5
Torrey

Necessary

“The reason I work so hard to get a good credit? So much of your life depends on it.”
T-wanna
5/5
T-wanna

Savings

“It helped me make a plan to pay down debt. I went from 16 percent car loan to 6 percent refinancing.”
latoya
5/5
Latoya

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda
Average customer rating
4.5/5
4.8 (564K reviews)

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

As featured in

CNBC
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WSJ

Security you can trust

Security you
can trust

Your data, our priority

We always treat your data as
if it were our own

256-bit encryption safeguard

We protect your
data with 256-bit encryption

Your data, not for sale

We do not sell your personal
info to third parties

¹ Cash back offers are powered by Button, Inc. Cash back requires the activation of any active offer before payment is made. Offers vary by geographic location and are subject to change. Please review the full program terms for more details.

² Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

³ Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). To build credit with Sesame Cash, you must also open a virtual secured account with CFSB that is reported to the credit bureaus. There is no upfront security deposit required. Instead, the balance on your virtual secured account will be securitized around the time of each transaction. To start building credit, deposit money into your Sesame Cash account and start using your debit card. Your debit card purchases will then create a balance on your virtual secured account, and funds in your Sesame Cash account, equal to this balance, will be set aside as a security deposit to pay off the balance at the end of each month. This means you will always have enough money at the end of the month to make timely payments, allowing you to build a positive payment history. Credit Sesame does not guarantee your credit score will improve. To see any credit score improvement from the use of your virtual secured account you must also maintain other healthy credit habits, including paying bills on time, keeping credit balances low, avoiding unnecessary inquiries, appropriate financial planning, and more.

4 Sesame Cash fees include a $9.99 monthly fee (“Monthly Fee”) and a $3 monthly inactivity fee (“Inactivity Fee”). However, we may waive these fees as follows: To qualify for the waiver of the Monthly Fee, you must either deposit $500 into your Sesame Cash account through direct deposit or spend $1,000 each month with your Sesame Cash account. Spending can be satisfied either through point of sale transactions or by using your Sesame Cash card to pay your bills. To qualify for the waiver of the Inactivity Fee, there must be money movement or a purchase made with your Sesame Cash account at least once within a 30-day rolling period. As a courtesy, we will not charge you the Monthly Fee or the Inactivity Fee within the first 30 days of account opening. Review the Sesame Cash Cardholder Agreement for the full fee schedule and additional details. International and out-of-network cash withdrawal fees apply. Third-party and cash deposit fees may also apply.