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Compare Credit Cards for Good Credit

Credit card offers from our partners

Choosing a credit card has never been easier. Browse cards based on credit bands, quickly compare offers, and find the right fit for you.

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Cards for Good Credit

There are many rewards cards in this range, including cash back, airline miles, hotel points, or bank-branded points where you can choose your reward. Some offer no annual fee, 0% Intro APRs on Purchases and Balance Transfers, as well as bonus cash, miles, or points in certain categories. With so many choices, it’s good to comparison shop to make sure you get the features that are most important to you. Compare offers from our partners.

Reflex® Platinum Mastercard®

Regular APR
29.99% APR (Variable)
Annual Fee
$75 - $125
Credit Needed
Fair/Poor/Bad/Limited
Highlights
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APRAnnual FeeCredit Needed
29.99% APR (Variable)$75 - $125Fair/Poor/Bad/Limited

FIT™ Platinum Mastercard®

Regular APR
29.99% APR (Variable)
Annual Fee
$99
Credit Needed
Fair/Poor/Bad
Highlights
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APRAnnual FeeCredit Needed
29.99% APR (Variable)$99Fair/Poor/Bad

Capital One Walmart Rewards® Mastercard®

Regular APR
19.48% or 29.99% (Variable)
Annual Fee
$0
Credit Needed
Average, Fair, Good, Excellent
Highlights
  • Earn 5% cash back on Walmart.com purchases, including pickup and delivery
  • Earn 2% cash back on purchases in Walmart® stores, Murphy USA and Walmart® fuel stations, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
  • Introductory offer: Earn 5% cash back on purchases in Walmart® stores for the first 12 months when you use your card with Walmart Pay
  • Redeem rewards for cash back, statement credits, purchases on Walmart.com, travel and gift cards
  • $0 annual fee
  • Fraud Coverage - $0 Fraud Liability for unauthorized charges
  • No foreign transaction fees
Regular APRAnnual FeeCredit Needed
19.48% or 29.99% (Variable)$0Average, Fair, Good, Excellent

About good credit cards

At Credit Sesame, a good credit score is typically between 640 – 719. This is based on a VantageScore 3.0 model provided by TransUnion and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website. Your credit score may vary from what you see elsewhere based on the credit bureau, date of the credit report, and credit scoring model. Credit card issuers and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions so, having a credit score in a particular range is not a guarantee that you will be approved for a credit card or approved for the terms you applied for.

If you have good credit, leveraging it to get the best deal on a credit card makes sense. Not only can you build an even better credit score with responsible use, you may be eligible for a rewards card so you can earn rewards on the purchases you already make. With good credit, you can probably qualify for an Annual Percentage Rate (APR) toward the middle or low end of the range offered by the issuer. Some credit cards also give you the opportunity to pay down existing high interest debt at a low rate or even 0% introductory APR. If you have debt or sometimes carry a balance, a lower APR means you’ll pay less in interest.

Compared with credit cards offered to individuals with poor credit, those offered to individuals with good credit tend to have better features and benefits. On some credit cards, the main highlight could be a rewards program. On others, the main selling point may be a lengthy 0% introductory APR period for purchases or balance transfers.

The common thread is that these are products for people who have demonstrated that they can handle credit responsibly, and they present less of a credit risk to the lender.

Credit scores are influenced by several factors, including how often you apply for new credit. When a hard inquiry (meaning a lender views your credit history in response to your application for credit) shows up on your credit report, your score can drop by a few points. If you are approved for the new credit card, though, your credit score can rise. That’s because if you have existing credit card debt, your utilization ratio will go down when the new credit limit is reported (assuming you don’t add new debt).

Damage caused by an inquiry diminishes over time, and after one year, the inquiry is no longer factored into your score. Damage from a single credit application is usually negligible. If you apply for a credit card once every 12 to 18 months, you may not notice the effect much or at all. On the other hand, if you apply for several credit cards within six months, you could see a significant drop in your score. Also, many credit card issuers may deny your application if your report shows more than two or three inquiries in the past six months.

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.

Advertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.