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Your credit score
made simple

Your credit score made simple

Get a more comprehensive look at your credit score,  see the factors behind the numbers, and follow clear actions to reach your goals.
By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.
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Sesame Ring

Your credit score made simple

Get a more comprehensive look at your credit score,  see the factors behind the numbers, and follow clear actions to reach your goals.
By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.
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Your full credit picture at a glance

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

See your current score

Check your credit score and see a clear letter grade for the five major factors that impact your credit

See where you need to focus

We analyze your credit profile and highlight the areas where you can take immediate action to build positive credit history

See what action to take

We outline the steps you need to take to improve your grade and raise your credit score

By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
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Your full credit picture at a glance

See your current score

Check your credit score and see a clear letter grade for the five major factors that impact your credit


See where you need to focus

We analyze your credit profile and highlight the areas where you can take immediate action to build positive credit history


no-image
See what action to take

We outline the steps you need to take to improve your grade and raise your credit score


no-image
By clicking on the button above, you agree to the
Credit Sesame Terms of Use and Privacy Policy.

See grades for each major credit factor

your score - 35%

Payment History

Payment history has the biggest impact on your credit score. It reflects how consistently you’ve made payments on your credit accounts, such as credit cards, loans, and mortgages. To build positive payment history, it’s important to make on-time payments.

your score - 35%

Payment History

Payment history has the biggest impact on your credit score. It reflects how consistently you’ve made payments on your credit accounts, such as credit cards, loans, and mortgages. To build positive payment history, it’s important to make on-time payments.

your score - 30%

Credit Usage

Credit usage has the second largest impact on your score. It refers to how much of your available credit you’re using. High usage can lower your credit score, as it might indicate that you’re relying too much on credit. Using less of your available credit is always better.

your score - 30%

Credit Usage

Credit usage has the second largest impact on your score. It refers to how much of your available credit you’re using. High usage can lower your credit score, as it might indicate that you’re relying too much on credit. Using less of your available credit is always better.

your score - 15%

Credit age

Your credit age has a smaller impact on your credit score—but it still matters. It refers to the average age of your open accounts. A longer credit history shows you have experience managing credit responsibly, so it’s generally a good idea to keep your oldest accounts open.

your score - 15%

Credit age

Your credit age has a smaller impact on your credit score—but it still matters. It refers to the average age of your open accounts. A longer credit history shows you have experience managing credit responsibly, so it’s generally a good idea to keep your oldest accounts open.

your score - 10%

Account mix

Your account mix is also a smaller part of your credit score. It refers to the different types of accounts you have, like credit cards, loans, and mortgages. Having a diverse mix can positively impact your credit score, because it shows you can handle a variety of debt responsibly.

your score - 10%

Account mix

Your account mix is also a smaller part of your credit score. It refers to the different types of accounts you have, like credit cards, loans, and mortgages. Having a diverse mix can positively impact your credit score, because it shows you can handle a variety of debt responsibly.

your score - 10%

Credit Inquiries

The smallest factor that impacts credit score are credit inquiries.“Hard Inquiries” occur when you apply for credit and lenders check your credit report. Checking your own credit score and report is called a “soft inquiry” and does not affect your credit.
your score - 10%

Credit Inquiries

The smallest factor that impacts credit score are credit inquiries.
“Hard Inquiries” occur when you apply for credit and lenders check your credit report. Checking your own credit score and report is called a “soft inquiry” and does not affect your credit.

Get more than your score now

Get your FREE credit score and access to your Sesame Grade. All in one place.
By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

Free

”I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian
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The word on Credit Sesame

Rewarding

“I’ve been working for over a year to boost my credit score and Credit Sesame has made that possible.”
Torrey
5/5
Torrey

Necessary

“The reason I work so hard to get a good credit? So much of your life depends on it.”
T-wanna
5/5
T-wanna

Savings

“It helped me make a plan to pay down debt. I went from 16 percent car loan to 6 percent refinancing.”
latoya
5/5
Latoya

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Free

“I love that it gave me more detailed credit info for free. My goal was to buy a house and I did buy one.”
Charles
5/5
Charles

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Helpful

“I wouldn’t have been able to buy a house without improving my score first.”
Brian
5/5
Brian

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda
Average customer rating
4.5/5
4.8 (564K reviews)

Secure

“I’ve trusted Credit Sesame to monitor my credit for a long time.”
Amanda
5/5
Amanda

Fast

“I’m really grateful to Credit Sesame for helping me boost my credit so quickly.”
Randi
5/5
Randi

Easy

“I didn’t realize it was even option to build your credit this way.”
shiva
5/5
Shiva

Secure

“I didn’t realize it was even option to build your credit this way.”
Shiva
5/5
Shiva

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