Login
Login
34.204.172.188, 18.68.30.14
[getMxpID]

Compare Rewards Credit Cards

Rewards credit card offers from our partners

See offers from our partners.

If you routinely make purchases using credit, it makes sense to get a little something back every time you use your credit card. With a rewards credit card you can earn cash back, points, miles, or other options on your eligible purchases you make. Every rewards card issuer spells out its own program, such as more points for grocery store purchases or a bonus offer for qualifying new members. Look over Credit Sesame’s list to compare offers from our partners to find a rewards credit card that is right for you.

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Advertiser Disclosure
Advertiser Disclosure

Capital One QuicksilverOne Cash Rewards Credit Card

3.8
809 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
30.49% (Variable)
Annual Fee
$39
Credit Needed
Average, Fair, Limited
Highlights
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
See more Hide
Rates & Fees
See If I'm Pre-Approved
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A30.49% (Variable)$39Average, Fair, Limited

Citi Custom Cash® Card

4
30 Reviews
Learn More
Intro Balance Transfer APR
0% intro APR for 15 months on Balance Transfers
Intro Purchase APR
0% intro APR for 15 months on Purchases
Regular APR
19.24% - 29.24% (Variable)
Annual Fee
$0
Credit Needed
Excellent, Good, Fair
Highlights
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.
See more Hide
Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
0% intro APR for 15 months on Balance Transfers0% intro APR for 15 months on Purchases19.24% - 29.24% (Variable)$0Excellent, Good, Fair

My GM Rewards Card™

4.3
9 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
Regular APR
20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
Annual Fee
$0
Credit Needed
Good, Excellent, 660+
Highlights
  • Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
  • Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
  • Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
  • Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
  • Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms Apply. Subject to credit approval
See more Hide
Terms Apply; See Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/A0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023$0Good, Excellent, 660+

Capital One Walmart Rewards® Mastercard®

4.6
136 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
17.99% or 29.74% (Variable)
Annual Fee
$0
Credit Needed
Average, Fair, Good, Excellent
Highlights
  • Earn 5% cash back on Walmart.com purchases, including pickup and delivery
  • Earn 2% cash back on purchases in Walmart® stores, Murphy USA and Walmart® fuel stations, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
  • Introductory offer: Earn 5% cash back on purchases in Walmart® stores for the first 12 months when you use your card with Walmart Pay
  • Redeem rewards for cash back, statement credits, purchases on Walmart.com, travel and gift cards
  • $0 annual fee
  • Fraud Coverage - $0 Fraud Liability for unauthorized charges
  • No foreign transaction fees
See more Hide
Rates & Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A17.99% or 29.74% (Variable)$0Average, Fair, Good, Excellent

Citi Rewards+® Card

4.3
4 Reviews
Learn More
Intro Balance Transfer APR
0% intro APR for 15 months on Balance Transfers
Intro Purchase APR
0% intro APR for 15 months on Purchases
Regular APR
18.74% - 28.74% (Variable)
Annual Fee
$0
Credit Needed
Excellent, Good
Highlights
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee
See more Hide
Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
0% intro APR for 15 months on Balance Transfers0% intro APR for 15 months on Purchases18.74% - 28.74% (Variable)$0Excellent, Good

Credit One Bank® Unsecured Visa® with Cash Back Rewards

3.1
182 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
28.99% Variable
Annual Fee
$0 - $99
Credit Needed
Bad, Fair or Good Credit
Highlights
  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Free Online Credit Score and Credit Report summary, terms apply
  • This unsecured card requires no deposit and can help build your credit
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
See more Hide
See Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A28.99% Variable$0 - $99Bad, Fair or Good Credit

Upgrade Triple Cash Rewards Visa®

2.6
57 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
14.99% - 29.99% APR
Annual Fee
$0
Credit Needed
Fair, Good, Excellent
Highlights
  • Earn a $100 bonus after making $500 in purchases and 3 consecutive on-time monthly payments within the first year after your account is opened.*
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See more Hide
See Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A14.99% - 29.99% APR$0Fair, Good, Excellent

Upgrade Cash Rewards Visa®

2.6
83 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
14.99% - 29.99% APR
Annual Fee
$0
Credit Needed
Fair, Good
Highlights
  • Earn a $100 bonus after making $500 in purchases and 3 consecutive on-time monthly payments within the first year after your account is opened.*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See more Hide
See Rates and Fees
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A14.99% - 29.99% APR$0Fair, Good

First Latitude Platinum Mastercard® Secured Credit Card

0
0 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
24.49% (Variable)
Annual Fee
$25.00 for the first year, after that $35.00 annually*
Credit Needed
Poor/Limited/No Credit
Highlights
  • 1% Cash Back Rewards on payments
  • Choose your own fully-refundable credit line - $100 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details https://apply.firstlatitude.com/docs/latitude/latitude_important_disclosures.pdf
See more Hide
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A24.49% (Variable)$25.00 for the first year, after that $35.00 annually*Poor/Limited/No Credit

First Progress Platinum Select Mastercard® Secured Credit Card

3
6 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.24% (Variable)
Annual Fee
$39
Credit Needed
Poor/Limited/No Credit
Highlights
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
See more Hide
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A19.24% (Variable)$39Poor/Limited/No Credit

First Progress Platinum Prestige Mastercard® Secured Credit Card

3.2
11 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
15.24% (Variable)
Annual Fee
$49
Credit Needed
Poor/Limited/No Credit
Highlights
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
See more Hide
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A15.24% (Variable)$49Poor/Limited/No Credit

First Digital Mastercard®

3
29 Reviews
Learn More
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
35.99%*
Annual Fee
$75.00 1st year, $48.00 after*
Credit Needed
Poor/Damaged/Fair
Highlights
  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details https://images.totalcardinc.com/documents/cardholderagreement/CHA_202208FD1_1.pdf
  • See Cash Back Rewards Programs Terms & Conditions for details https://images.totalcardinc.com/documents/firstdigitalrewards.pdf
See more Hide
Apply Now
Intro Balance Transfer APRIntro Purchase APRRegular APRAnnual FeeCredit Needed
N/AN/A35.99%*$75.00 1st year, $48.00 after*Poor/Damaged/Fair

About Rewards Credit Cards

Rewards credit cards allow you to earn points, miles, cash back, or other options when you spend on purchases. The amount of rewards you can earn and how varies widely from one credit card to the next.

For example, a travel rewards card may offer two points per dollar on travel but one point per dollar on all other purchases. One cash back rewards card may offer a flat 1.5% cash back on every purchase while another credit card offers 5% cash back in specific categories up to a quarterly maximum when you activate the categories. Some rewards cards have programs that change every calendar quarter, while others remain the same over time.

The rewards card you choose should sync up with your normal spending habits and the kind of rewards you prefer. If a big portion of your monthly budget goes to gas and groceries, a rewards card that offers greater rewards in those categories can net you a greater rewards balance.

Remember, annual fees and other costs diminish the value of the rewards you earn. For example, on a 1% cash back rewards card with a $59 annual fee, you’d need to make at least $5,900 in purchases each year on the credit card just to cover the cost of owning it. If you don’t think you’ll average more than $500 in purchases each month, the fee will eat up your rewards.

Rewards are only meaningful when they are redeemed. So think about how you’ll use the rewards before you choose a rewards card.

With some rewards cards, for example, you can redeem your rewards for cash back or a statement credit. While with other credit cards you can redeem your rewards towards travel, gift cards, merchandise or even donations to charity.

Some rewards cards assign an expiration date to your rewards. Others require a minimum amount of rewards before you can redeem. Understanding the rules for redemption can keep your rewards from going to waste.

First, use your rewards card strategically to maximize your rewards. Target your spending. Use the right credit card for the right purchase. You might use one credit card to pay your cell phone bill, for example, and a different one for grocery spending.

Next, use your rewards strategically. The actual value of rewards points or travel miles can vary based on the redemption. For instance, your issuer may value points or miles at one cent apiece when you redeem them for cash, but 1.5 cents apiece for travel.

Helpful Resources

Ask the Expert: Should I Close the Retail Store Card I Opened?

Credit Card Balance Transfer Mistakes to Avoid

5 Ways to Get the Most Out of a Balance Transfer Credit Card

Ask the Expert: Should I Close the Retail Store Card I Opened?

Credit Card Balance Transfer Mistakes to Avoid

5 Ways to Get the Most Out of a Balance Transfer Credit Card

View all articles

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click on the “Apply Now” button, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.

Help

Legal

Company

Credit data provided by TransUnion ®
444 Castro St., Ste 500, Mountain View, CA 94041

Credit data provided by TransUnion ®
444 Castro St., Ste 500, Mountain View, CA 94041
© 2010-2023 Credit Sesame, Inc. | All rights reserved.
© 2010-2023 Credit Sesame, Inc. All rights reserved.

Advertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.