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First Digital Mastercard®
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details https://images.totalcardinc.com/documents/cardholderagreement/CHA_202208FD1_1.pdf
- See Cash Back Rewards Programs Terms & Conditions for details https://images.totalcardinc.com/documents/firstdigitalrewards.pdf
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 35.99%* | $75.00 1st year, $48.00 after* | Poor/Damaged/Fair |
Offer Details
36 Product Reviews
CREDIT
8 months agoTrying to rebuild my credit understand this is a great card for that
300 credit limit approval
9 months ago"This card is horrible lol! It should be used to pay children for monthly allowance. When I received this card I was approved for $300, I made payments on time & a year later I called first digital & asked for a credit line increase. I received a denial email before the customer service agent on the phone could tell me. On the 19th of each month FD charges you an 8.25 “participation fee” lol! So in reality you really don’t have $30 to utilize in your credit you actually have $21.75 to spend."
Need to get better help with my credit
1 year agoThis card would definitely help me get my credit going in the right direction
Credit card
1 year agoLooking to get a credit card to build credit wit on time payments
I found one the best
1 year agoHaven't had one issue with my CHIME card. My score went up over 135 points. In six months. Just a little info. With your CHIME card, you can even send a check to who ever you want. It will have your name like a professional printed out check . It comes straight out of your account. Obviously
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.
Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.
