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Advertiser DisclosureAdvertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

First Digital Mastercard®

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details https://images.totalcardinc.com/documents/cardholderagreement/CHA_202208FD1_1.pdf
  • See Cash Back Rewards Programs Terms & Conditions for details https://images.totalcardinc.com/documents/firstdigitalrewards.pdf
Regular APRAnnual FeeCredit Needed
35.99%*$75.00 1st year, $48.00 after*Poor/Damaged/Fair

Offer Details

Acceptance Criteria
Credit Needed
Poor/Damaged/Fair
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
35.99%*
Fees And Charges
Balance Transfer Fee
N/A
Annual Fee
$75.00 1st year, $48.00 after*
Rewards
Reward Type
cash back

31 Product Reviews

Laurieann Garrett
Credit card
3 weeks ago

Looking to get a credit card to build credit wit on time payments

Joseph Taylor
Great job
1 month ago

Nice

Karen Sinegal-Williams
Customer
7 months ago

Is Great!

Bradley Ramsey
I found one the best
10 months ago

Haven't had one issue with my CHIME card. My score went up over 135 points. In six months. Just a little info. With your CHIME card, you can even send a check to who ever you want. It will have your name like a professional printed out check . It comes straight out of your account. Obviously

Johelen
Very propted and professional
11 months ago

"Awe job "

Patricia J
First Digital
1 year ago

VERY GOOD CARD NO PROBLEMS OR CONCERNS HAD IT FOR OVER 6 MONTHS...

Janice Jones
My score
1 year ago

I would like to up my card..

CH
Experience
1 year ago

👍🏽

Robert Guess
Card holder
1 year ago

"This card is a scam. Do not touch it. "

Laura Brinkley
Confusing
1 year ago

I was approved and then got an email saying they sent the card and to set up my account before it arrives. I go to website and find my account; only to find that it was charged off. Why approve and send me a card just to change the decision only a day later!!??? They are even still sending me emails to pay the one time fee. This company is horrible.

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.