Find the credit cards that are right for you.

We help you find the credit card that matches your needs.

Unlimited 1.5% Cash Back on every purchase consider Capital One® QuicksilverOne® Cash Rewards Credit Card
Pay no annual fee and access fraud coverage if your card is lost or stolen consider Capital One® Platinum Credit Card

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There is no better time to apply for a credit card. Our easy application process can be completed online, and all the newest and best deals are right at your fingertips. Our credit card marketplace will help you compare cards, find your perfect match, and guide you through the approval process. We have an advanced algorithm that recommends specific credit cards matching your needs and, most importantly, your credit score history, to save you time and effort when applying through Credit Sesame.

 

Are you looking for a specialty credit card? Whether you’re seeking a business credit card to help you take your company to the next level, a secured credit card to help you build credit, or a 0% introductory APR credit card to help you take advantage of your excellent financial standing, our proprietary recommendation platform will help you find your match.

 

No matter your financial standing, our proprietary recommendations engine can help match you with a credit card! Once you find a credit card offer that meets your financial needs, simply click on the Apply Now button and submit a short credit card application. Credit Sesame analyzes your credit profile and information to help you find a card that is the best credit card for your financial standing. We feature credit cards from top providers and networks so you can pick the perfect credit card for you!

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WHAT ARE CUSTOMERS SAYING

I applied with a few different credit card companies over a few years, trying to get my first card. Discover was the only one to accept me, and I couldnt be more grateful. I compare with my friends and I always have the best benefits and bonuses. You get 1% back on EVERY purchase you make with this card, always 2% back on gas and resturaunts, and 5% back on rotating categories. For instance, this year July-September had 5% back on gas (I made over $50 in rewards just buying gas as I normally would!). They also have a network where you can get up to 20% cashback on online purchases at selected stores, it’s definitely worth browsing because there are hundreds of stores listed from 1-20% cash back. They were also very good about raising my limits since I got the card, I pay more than the minimum every month, and every few months theybump my limit 300-500 higher, it’s really a great card with a great company.

Michael

I applied this credit card in Feb 2014 and am very satisfied with it. If you never had your own credit card before (I had been the attached credit card holder to my husband for many years), discover it is the best one to start with. It was quite easy to get qualified. I was called and answered a few questions and got approved. The discover people are always nice, patient and friendly. In June, I requested an credit limit increase and I had the same pleasant experience via a phone call and the limit was increase. The cashback and shop discover are great, if you shop online frequently. Strongly recommend.

Jason

Discover It Card is my go-to card for everyday purchases. Normally you get 1% cashback on every purchase and 5% in the quarterly categories. Those categories include gas stations, amazon and department stores, furniture, and movie theaters. The huge advantage is when using ShopDiscover online; going through the portals for dozens of retailers yields cashback at higher levels, such as 5%, 10%, and even 15% at places like Sears and GNC. In addition, you can get your FICO score for free every month. Since I’ve had the card I’ve also continually had my credit line increased without asking. Everyone who shops online should have this card.

Sid

I’ve had the Discover IT card for over 2 years now, and I must say that it’s simply the best credit card I’ve ever had! The interest rate for this card is extremely low in comparison to others that I hold, namely the Capital One cards. Point rewards for the Discover IT card could be better, but the changing categories of point rewards make it a bit easier to deal with. Redeeming my points has never been an issue. Discover’s customer service representatives have always been prompt and attentive in resolving any issues I’ve had, which weren’t many at all. Overall, if you’re on the market for a new credit card, be sure to check out the Discover IT card.

Jacoby

How to get a credit card?

You can apply for three different kinds of credit cards: through a bank, a credit card company, or a business affiliated with the credit card company. Affiliated credit cards frequently offer more rewards points on products or services sold by the company, but also come with higher interest rates. For example, many stores, airlines, and hotels will issue their own line of credit cards with the VISA or MasterCard logo on them, but their rewards will only benefit you if you pay off your balance every month, or travel frequently enough. For lower rates, stick with traditional credit card companies or banks.

 

The easiest way to apply for a credit card is through the company’s website, though you can also apply by going to a local branch’s physical location, or on the phone. Online applications are most often preferred because you can read the credit card policy instantly and receive a determination within minutes, if your credit score and financial information check out. Even if you don’t receive a determination immediately, a specialist will follow up with next steps. If you are approved, the credit card will be mailed to you within a couple of weeks.

What should be your first credit card?

When you’re just starting out with your first credit card, you may want a small credit line and no annual fee. Many new card offers also come with a 0% introductory APR, but keep in mind that after the introductory period ends, you will be left with a higher variable APR. Those starting out with limited or no credit may want to consider a secured credit card. A secured card will require you to make a security deposit as collateral to the card issuer, and the credit line will be based on either the amount of your deposit or a percentage of that amount. With responsible use, you can start building up your credit history and work up to eligibility for an unsecured card.

How to get a credit card with no credit?

When you’re shopping for credit cards and have no personal credit history, you will have limited options; you can either get a cosigner for a traditional credit card, or take out a secured card. A cosigner for a credit card is a joint applicant, usually a parent or partner with established credit, who will use their social security number and other personal information to help you get approved for the card. The other option, a secured card, will help you slowly build credit history by paying your balances on time, and spending responsbily. It normally takes six months of responsibly using a secured card before the credit bureaus increase your approval odds for a traditional credit card.

What are the best credit card deals?

We can help determine the best card for your financial situation, whether you’re looking for a 0% introductory or low variable APR, no annual fee, or one of the various rewards programs. When shopping for your ideal rewards program, you’ll have to figure out which rewards will benefit you most in comparison to the amount of credit you plan to use, especially when comparing cashback with loyalty points programs. Also keep in mind that you may need excellent credit for certain benefits, and having a credit score in a specific range does not guarantee you will be approved for the card because card issuers look at a variety of factors when determining your eligibility.


Disclosure: Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. The editorial content on this page is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer. The credit card offers that appear on this site are from credit card companies from which we may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. All images and trademarks are the property of their respective owners.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

One response to “credit-cards”

  1. Adam says:

    What is the best cash back credit cards this year. Does SouthWest airline still give away the hefty sign up bonus? Any more double points credit cards

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