ContinueMany of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Citi Double Cash® Card
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 19.24% - 29.24% (Variable) | $0 | Excellent, Good, Fair |
Offer Details
90 Product Reviews
Don't get a citibank card.
1 month agoWhenever I have to call them to question why they returned my payment I always get out of country support that's super unhelpful. Every payment is returned and then taken out again until they term your card for "not paying your balance" claiming its a charge back on your end. Finally fixed the issue and contacted customer support to reapply and was denied. It's not even worth the credit hit. Go with literally any other company.
Won’t be using this card again
2 months agoI can’t make a payment at Walmart or over the phone because they claim that the zip code that I gave them and the zip code that my bank has are different! They are not, I have verified this! The bank tells me that they are trying to send through a $0.00 amount through! Obviously the bank can’t pay $0.00! So, have to send a money order in every month and worry about if it’s going to get there to post on time! Most of the time it does but the times it doesn’t they tack on a late fee!
My everyday card
1 year agoLove this card. Have had it 7 years. Have an excellent interest rate. I use it for everything because I want that cash back to accumulate. I've used my cashback for some luxury (1k each) purchases and am saving up again. So easy to earn. I tend to pay in full every month. No problems with raising my limit. I've made claims that were quickly taken care of. No penalties.
Reluctant
1 year agoAfter reading the reviews I’m a little fearful of even trying to apply for this card !?? I have excellent credit as well but collectively speaking, this doesn’t seem to matter. I will only do business with stand up companies 🤷🏻♂️ I would definitely need some kind of reassurance before attempting this one
Denied 767 Credit Score
1 year agoDon't waste your time! This company sucks! I got denied after stating I have "very good " approval odds with a 767 credit score. I didn't need nor want the card, I just applied out of boredom 😐.
credit limit increase
1 year agogreat card increased credit limit. hope it keeps being a great card
disappointed
1 year agostay away from citi cards been a customer since 2017 I been very disappointed with this company I have 2 cards...I stop using them...I had a 4,000 limit on one bought 3 air line tickets 1618.00 total and they drop my credit line before my 1st payment was due to $2000.00 I pay on time. and it did not matter.
Confused
1 year agoMany of the complaints have nothing to do with the actual card? I have used this card for about a year and a half charging everything and to date I have accumulated over $500 in rewards. \n\nI have filed disputes with absolutley no problem and the service has been excellent.\n\nI have a very low interest rate with the option to get a low interest loan or break my payments up for a large purchase. \n\nWith that said, I highly recommend.
The Trouble Card
1 year agoStay away from this card,,, as the other reviews state they will shut you down for no reason..even if your current and have a good CS. They did that to me and it cost at least 29 points on my Fica
Like This Product? Tell Us Why
Help fellow Credit Sesame members save money. Share your insights with a review!
These responses are not provided, reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts are answered.
Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.
Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.
