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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Rates and Fees

Citi Double Cash® Card

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Regular APRAnnual FeeCredit Needed
19.24% - 29.24% (Variable)$0Excellent, Good, Fair

Offer Details

Acceptance Criteria
Credit Needed
Excellent, Good, Fair
APR Overview
Intro Balance Transfer APR
0% intro APR for 18 months on Balance Transfers
Intro Purchase APR
N/A
Regular APR
19.24% - 29.24% (Variable)
Fees And Charges
Balance Transfer Fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
Annual Fee
$0
Rewards
Reward Type
cash back

90 Product Reviews

George de la cruz
5 stars
1 month ago

Nice cards

Jay
Don't get a citibank card.
4 months ago

Whenever I have to call them to question why they returned my payment I always get out of country support that's super unhelpful. Every payment is returned and then taken out again until they term your card for "not paying your balance" claiming its a charge back on your end. Finally fixed the issue and contacted customer support to reapply and was denied. It's not even worth the credit hit. Go with literally any other company.

BAM
My everyday card
1 year ago

Love this card. Have had it 7 years. Have an excellent interest rate. I use it for everything because I want that cash back to accumulate. I've used my cashback for some luxury (1k each) purchases and am saving up again. So easy to earn. I tend to pay in full every month. No problems with raising my limit. I've made claims that were quickly taken care of. No penalties.

kelly
pleased
1 year ago

i like this card so far no problem

Ernest
Reluctant
1 year ago

After reading the reviews I’m a little fearful of even trying to apply for this card !?? I have excellent credit as well but collectively speaking, this doesn’t seem to matter. I will only do business with stand up companies 🤷🏻‍♂️ I would definitely need some kind of reassurance before attempting this one

Vanessa
Denied 767 Credit Score
2 years ago

Don't waste your time! This company sucks! I got denied after stating I have "very good " approval odds with a 767 credit score. I didn't need nor want the card, I just applied out of boredom 😐.

Kelly
credit limit increase
2 years ago

great card increased credit limit. hope it keeps being a great card

E M
disappointed
2 years ago

stay away from citi cards been a customer since 2017 I been very disappointed with this company I have 2 cards...I stop using them...I had a 4,000 limit on one bought 3 air line tickets 1618.00 total and they drop my credit line before my 1st payment was due to $2000.00 I pay on time. and it did not matter.

Tiffany C
Confused
2 years ago

Many of the complaints have nothing to do with the actual card? I have used this card for about a year and a half charging everything and to date I have accumulated over $500 in rewards. \n\nI have filed disputes with absolutley no problem and the service has been excellent.\n\nI have a very low interest rate with the option to get a low interest loan or break my payments up for a large purchase. \n\nWith that said, I highly recommend.

Capt Bill
The Trouble Card
2 years ago

Stay away from this card,,, as the other reviews state they will shut you down for no reason..even if your current and have a good CS. They did that to me and it cost at least 29 points on my Fica

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

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† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

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