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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Chase Freedom Unlimited®

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
Regular APRAnnual FeeCredit Needed
20.49% - 29.24% Variable$0Excellent, Good

Offer Details

Acceptance Criteria
Credit Needed
Excellent, Good
APR Overview
Intro Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months
Intro Purchase APR
0% Intro APR on Purchases for 15 months
Regular APR
20.49% - 29.24% Variable
Fees And Charges
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee
$0
Rewards
Reward Type
cash back

162 Product Reviews

Michael Skinner
Small limit, won't increase
1 week ago

This card is ok, decent perks, good APR, nice app. Only issue is I hoped they would increase my limit. My other cards are all over $15K limit, but this one was issued at $4800. I figured after a few months of use and on-time payments, they would bump it up if I asked, but they won’t. Just got a $25K Wells Fargo card, so I may cancel this account while it is still young.

Madeleine C Baptiste
Exceptional
1 month ago

I love my Citi Bank, got me through these tough times we are going through. Kudos Citi Bank and THANK YOU !

Jesus Reynoso
Authorized user
1 month ago

Great

Lisa Samsel
Chase bank card
1 month ago

This is the best card to have I always pay off the debt before the due - date so we don’t get charged any other fees. This card offers excellent customer support.g

Lisa Samsel
Chase bank card
1 month ago

This is the best card to have I always pay off the debt before the due - date so we don’t get charged any other fees. This card offers excellent customer support.

Tammy C
My credit card
1 month ago

Love this card. Score of just over 600, got approved for a low amount, and in just a short time, my cs went up, and so did my limit! This card helped me a lot! Looking forward to my next increase!

Ian
Horible
2 months ago

Never get it. Horrible card

meg
Great Card
2 months ago

This is a great card for beginners. Started low and got increases every now and then. Points are great to use. 10/10 recommend

Richard
Great
3 months ago

i have had a Great experience with this card.\nvery happy w/ Chase.

Kathleen Parziale
Good overall rating
7 months ago

Offers decent rewards on purchases

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

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