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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Chase Freedom Unlimited®

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
Regular APRAnnual FeeCredit Needed
20.49% - 29.24% Variable$0Excellent, Good

Offer Details

Acceptance Criteria
Credit Needed
Excellent, Good
APR Overview
Intro Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months
Intro Purchase APR
0% Intro APR on Purchases for 15 months
Regular APR
20.49% - 29.24% Variable
Fees And Charges
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee
$0
Rewards
Reward Type
cash back

154 Product Reviews

Richard
Great
3 weeks ago

i have had a Great experience with this card.\nvery happy w/ Chase.

Kathleen Parziale
Good overall rating
4 months ago

Offers decent rewards on purchases

Rob N
Surprised
10 months ago

My wife has been banking at chase over 10 years with checking account so she went in to apply for a credit card and was denied they suggested the Chase journey app you don’t have to have an account so both of us downloaded the app after 6 months of having the app both of us received an email and looking on the app it said you are already approved for this card and guess what she has the flex and I have the unlimited btw we’re playing the 2 player card game so next will be the Sapphire, preferred

Joseph m
Superior service
1 year ago

"Received my card within two months I made a purchase just under the $5000 limit, called to make sure I didn’t go over. they instantly raised my limit. I always pay my card at the end of the month periodically they increased my limit so now it’s three times when I started superior customer service. "

Brian
Chase feeedom amazing
1 year ago

"I was instantly approved with the 700 credit score for 2200 and within five months been raised to 8000 credit limit and they have just been wonderful in all aspects from the get-go my favorite card so far!"

Nelson Nieves
Approved.
1 year ago

"Credit score of 770, approved $10900, excellent card, thanks Chase."

BinG
GOOD Credit Card
1 year ago

Offers decent rewards on purchases- Comes in Useful for several different Purchases from rewards points. I like the Pay yourself back But it's definitely more effective when used to get more point returns on selected Offers.

BinG
GOOD Credit Card
1 year ago

Offers decent rewards on purchases- Comes in Useful for several different Purchases from rewards points. I like the Pay yourself back But it's definitely more effective when used to get more point returns on selected Offers.

Brian
Approved
1 year ago

"Credit score of 740 approved 2200 easy process and awesome card"

Douglas
Credit card application
1 year ago

With a score just over 800 I applied for a Chase card. According to credit sesame my odds were very good. Don't believe them. No card and yet I get dinged on my credit report. Thanks Credit Sesame

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.