Credit Cards

A note from Credit Sesame CEO The cash you have and the daily debit purchases you make can now help build the credit score you deserve.  I founded Credit Sesame with the mission to make financial wellness more attainable for everyone, and in the past 10+ years, we’ve helped millions of consumers improve and manage

Wells Fargo recently announced that the bank is shutting down all existing personal lines of credit. According to reports, customers have been given a 60-day notice that their account will be closed.  If you have a Wells Fargo personal line of credit, your credit score could be impacted. Here’s what you need to know.  Is

  Summary If you can pause payment on any bills, that will free up more money for groceries, medications and essential household items. Using the money to pay down your debt can help improve your credit score. Put aside some money for emergencies. Consider supporting local businesses and restaurants that are only open for delivery

Summary The Internal Revenue Service (“IRS”) will automatically send eligible recipients a stimulus payment. The amount is based on the recipient’s total income. Estimate your stimulus payment amount with our calculator.  The IRS will calculate and deposit the payment into the recipient’s bank account, based on the banking information on their tax return. Qualified individuals

Summary: Enabling your child to be an authorized user of your credit card can be a good way to start teaching your child about credit. Explain why paying the minimum monthly amount of a large balance owed could take years to pay off. Teach your child to only finance things of lasting value such as

Summary When you’re in the holiday spirit, it can be easy to get carried away by store sales and the gifts you want to buy; however, it’s important to stick to your budget when purchasing holiday gifts. Frequently monitor your credit score so that you know what’s impacting it.  Remember the 30 percent rule when

The holiday shopping season may look a little different this year, but one thing that hasn’t changed is the importance of saving money. Whether you’re shopping online or in store, these tips can help you spend less and set you up for long term financial success.  Know when to use credit or debit.  “The answer

Summary: Watch out for what we call “tricks”, such as a payday loan, too many hard inquiries, and credit card fees. Take advantage of treats such as 0% APR, various rewards, and purchase protection. Make sure you pick the right credit card for your needs. Halloween is right around the corner, so we thought we

Summary:  Fixing your credit score doesn’t have to be scary. Check out these tips on how you can improve your credit score. Don’t let the ghosts of missed payments scare you. You may be able to settle a debt by paying less than what was originally owed. Creating a budget and sticking to it will

Summary: A PSL a day can add up, so watch your credit score if using your credit card to purchase your favorite beverage. With Sesame Cash, you can get up to 15 percent cash back instantly from some of your local coffee shops.  Try this other money-saving hack to get a PSL at a fraction