This Credit Sesame member built a credit score of 816 without ever taking out a single loan. Find out how.

Independence. That means not dependent, right? When we carry debt, we are beholden to creditors (almost always at a cost) and never truly financially independent. We depend on getting our hands on enough money every month to pay those creditors. Independence from credit card debt is something we’d all like to have. Yet, among Credit

The better your credit score, the better the financial opportunities that become available to you. If you are concerned about how your poor credit is impacting your choices, let’s get to work to improve your score.

Before she applies, Lindsay analyzes three cash back cards based on her actual spending to determine exactly which card can earn her the most money.

Besides offering points or miles, many travel credit cards help you save money other ways. Your card might offer benefits which can help cover transportation costs to the airport, checked bag fees, onboard expenses, or offer upgrades for your hotel stays. Travel credit cards can potentially save you hundreds every year.

While the notion of racking up points to redeem for travel perks or a trip to say, Morocco or Thailand has obvious appeal, one should heed a bit of caution before jumping on the bandwagon. For starters, credit card issuers frown on it and may levy heavy consequences. Also, only those with really great credit can pull it off. The risks involved in credit card churning mean it’s an activity that is best suited to members of the credit elite.

The wildly popular 100,000-point credit card sign-up bonus that Chase offered in 2016 and later scaled back by half is back, but with a catch — a big one. To get this massive windfall of points, you have to finance a home mortgage through Chase Mortgage.

If you’re comfortable using your fingerprint to pay for something with your phone, get ready for the next place where businesses want you to put your fingerprint — your credit card.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Barclaycard® unveiled a new and improved CashForward™ card today. Here’s information to help you decide whether this is the right credit card for

The Federal Reserve has been busy lately, and that’s not a good thing for credit card users. The Fed raised interest rates a quarter percentage point on March 15. The March increase was the third since the financial crisis — the first was at the end of 2015 and the second was one year later.