Credit Cards

Summary Millions of people may lose the additional $600/week in unemployment benefits from the Federal government.  Check out these tips on how you can prepare your finances and help save money. Tips range from negotiating your bills to opening a “back-up” credit card. More than 25 million Americans around the country are slated to lose

Summary Should you rely on cash or credit during the pandemic? Financial experts are not all aligned.  Learn more about the pros and cons of relying on cash vs credit to help you decide what’s best for you.  We’re all familiar with the question from the cashier at the supermarket: “Will that be cash or

The past few days have been very tough for the United States—especially the Black Community—as the entire country has been grappling with the senseless killings of George Floyd, Ahmaud Arbery, Breonna Taylor, and others. As I listen, watch, and read about what is going on around us, I sympathize with the grief, anger and fear,

If you’re a small business owner, you most likely have at least two separate credit cards, one for personal use and one for business only. The main reason for this is to keep personal charges completely separate from your business credit.   Did you know that when business owners apply for a small business credit card,

  The federal government recently passed the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act to help businesses, families, and individuals stay financially afloat during this pandemic. Part of this Act requires the IRS to distribute stimulus payments to qualified individuals.  Are you one of the millions of Americans who’s already received your stimulus payment

Quickly calculate how much you spend on a monthly or annual basis. By inputting your expected budget for each expense category, this calculator provided by MoneyFit.org helps you determine the size of your weekly, monthly, and annual budget. If the total is more than your current income, you can adjust the different categories to empower

This calculator can help you with a simple approach to your monthly personal and household budgeting by giving you a baseline of how much you should spend on needs (50%), wants (30%), and savings for future expenses (20%) based on your current income. These percentages are adjustable and can help you determine how to budget

Looking for ways to accelerate paying off your debt? This calculator can help you identify where you can cut back on some expenses so you can apply that to your current debt and pay it off even faster.  Powered By Knowing your credit score alongside managing your cash can give you peace of mind. Sign

Add up your monthly payments, including auto loans, student loans, credit cards, and more, and compare that to your monthly income. This helps calculate your debt-to-income (DTI) ratio to help you make informed future credit decisions.   Powered By   Knowing your credit score alongside managing your cash can give you peace of mind. Sign up for

Wondering how much interest your credit cards charge you each month? This calculator helps break down your interest payments to help you develop the debt payoff plan that works best for you.  Powered By   Knowing your credit score alongside managing your cash can give you peace of mind. Sign up for a free Credit Sesame