Credit Cards

Credit Sesame’s personal finance weekly news roundup March 25, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. Fed makes a mild rate hike in the shadow of bank concerns Treasury Secretary clarifies stance on FDIC insurance Home sales break 12-month losing streak Dip in mortgage rates sparks increase

Credit Sesame with questions and answers for International Ask a Question Day, March 14, 2024. Everyone’s done it at school. Most of us still do it. We fail to ask a question because we fear appearing dumb. But, of course, it’s the smart people who ask questions. International Ask a Question Day is a prompt

When you’re trying to establish credit for the first time or rebuild your score after a bankruptcy, foreclosure, or other rough financial spot, a secured credit card, when used responsibly by you can be a lifesaver. The OpenSky® Secured Visa® Credit Card is one you may want to consider, whether you’re starting out or you’re starting over.

Credit Sesame’s personal finance weekly news roundup February 25, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. Credit card companies accused of suppressing consumer info Warnings from key retailers send stocks plunging Housing market weakness continues Attack on credit card late fees could backfire Regulators warn banks about

Credit Sesame discusses how being an authorized user can impact credit score. Your credit score can get a worthwhile boost when you’re an authorized user on someone else’s credit card account. However, this works better in some cases than others and there are a few potential pitfalls you should know about. What is an authorized

Credit Sesame examines why mortgage rates decreased just as credit card interest rates increased. On February 1, 2023, the Federal Reserve announced another interest rate increase. This probably means higher interest rates on any new credit card purchases, soon. And yet, while Fed and credit card rates continue to rise, 30-year mortgage rates declined by

Credit Sesame interviewed Brady Kelly aka BradyYourTutor as part of its 11 Money Questions series asking personal finance questions most people don’t like to ask. 1. How old are you and what is your yearly income? I’m 24. I think I made like $80k to $100k last year. Brady’s occupation has morphed from providing tutoring

Credit Sesame analyzes the cost of bad credit to consumers. Bad habits can be hard to break and often require the right motivation. Poor credit habits are no exception. Money is a good motivator for some people. If you were offered $7,000 or $8,000, or $9,000 to change your credit habits, could you do it?

Credit Sesame on why not to miss a credit card payment and what to do if you can’t avoid it. Between runaway inflation, record debt levels and soaring interest rates, it can be tough to keep up with all your payments. If your budget is caught short, it may seem you have no alternative but

Credit Sesame on 2022 holiday travel and inflation. Have your travel plans been impacted? After two years of having travel inhibited by COVID, a trip home for the holiday season is on many wish lists. Unfortunately, travel costs are especially high this year. If you want the lasting memories of your visit to be of