Savings

Credit Sesame has a few ideas on what you could do if you get a tax refund in 2023. As of February 10, the Internal Revenue Service reported the average 2023 tax refund is $1,997. This is lower than the average refund of $2,323 in 2022. People who get their refunds through direct deposit get

Credit Sesame discusses the bank failures in March 2023. Two high-profile bank failures dominated the news recently, and the fallout from those failures will continue in the days and weeks to come. The drama is far from complete. But, what we know of the story so far is of vital interest to anyone with a

Credit Sesame on why stocks react badly to good news about job growth. On February 3, 2023, the Bureau of Labor Statistics (BLS) released its monthly Employment Situation report for January. It was terrific news. Better than expected. Right away, the stock market went into a funk. This kind of market behavior may seem puzzling.

Credit Sesame with 9 suggestions on how to save money in frugal February. Life often seems best when we’re content with what we have. Rather than focusing on everything we don’t own, we appreciate everything that brings us joy right now. This February — and beyond, if you’re up to the challenge — see if

Credit Sesame discusses what the economic trends of 2022 mean for 2023. The recent announcement of economic growth in the 4th quarter of last year was the latest sign that 2022 ended on a positive economic roll. On January 26, the Bureau of Economic Analysis announced that US Gross Domestic Product (GDP) grew at an

Credit Sesame’s advice on how to eat like a king on a budget. Shopping for food other than the basics without blowing your budget can feel like a tall order. Prices at the grocery store seem to creep – or even leap – higher. If you’re hungry for a better way to get eats you

Credit Sesame on how borrowing today may hurt your lifestyle tomorrow. Telling people they should make sacrifices by spending less and building savings doesn’t always work. Consumers appear to have a huge appetite for debt. According to the Federal Reserve’s consumer credit data, Americans have increased their outstanding debt in 115 out of 120 months

Credit Sesame with advice on how to live extravagantly on a budget. If you have expensive tastes and your last name is not Kardashian or Bezos, your budget and tastes may be mismatched. But it’s okay if you can’t afford the best of everything. You can still enjoy a luxurious life on a sensible budget

Credit Sesame on creating a checklist for budget cuts to help you stay on top of your finances. It pays to put your goals and aspirations down on paper and review/update them carefully. You are 42% more likely to achieve your dreams and goals if you write them down regularly, research shows. The same is

Credit Sesame’s long list of ways to save money with freebies for birthday treats in 2023. You’re going to have a birthday in 2023 whether you like it or not. To celebrate your special day, you can’t beat getting something for free. Check out our list of 31 freebies you can get on your birthday.