Investing

Credit Sesame on budgeting for contentment or the art of balancing your needs and wants. Everyone wants to feel contented. But, for many, money problems keep getting in the way. There’s a solution to that: budgeting for contentment. You don’t have to overturn your way of life or deny yourself the pleasures you treasure. You

Credit Sesame discusses how consumers can learn from Sam Bankman-Fried. At the beginning of 2022, you may have wished you were Sam Bankman-Fried. By the end of the year, not so much. Sam Bankman-Fried is the founder and former CEO of the failed cryptocurrency exchange FTX. His fall from grace was spectacular. He went from

Credit Sesame uses Everything You Think is Wrong Day to bust some personal finance myths. Annually, March 15 is Everything You Think is Wrong Day. Who knew? This day is not intended to suggest that we are wrong about everything we think we know. But it invites us to revisit some of our assumptions because

Credit Sesame with questions and answers for International Ask a Question Day, March 14, 2024. Everyone’s done it at school. Most of us still do it. We fail to ask a question because we fear appearing dumb. But, of course, it’s the smart people who ask questions. International Ask a Question Day is a prompt

Credit Sesame celebrates National Women’s History Month by looking at some of the women who shaped finance in America. March is National Women’s History Month and a perfect time to observe prominent women who influenced the American financial landscape. While achieving wealth and distinction through their own efforts, these extraordinary women also battled for women’s

Credit Sesame discusses the tendency of corporations to play follow the leader on Wall Street. The old saying “misery loves company” could be a business school course. Many public company executives have taken the lesson to heart. Walmart and Home Depot issued cautionary reports on earnings in late February. Earlier in the year, some big

Credit Sesame discusses what might be in store for 2023 interest rates. In 2022, interest rates rose by about 4.25%, the sharpest increase in a year since the early 1980s. After that unusual jump in rates, the stock market ended the year on a sour note reacting to clear signals from the Fed to expect

Credit Sesame interviewed MoneyCoachVince as part of its 11 Money Questions series asking financial coaches personal finance questions most people don’t like to ask. 1. How old are you and what is your yearly income? “I’m 28 years old, and this year I’m going to make over six figures.” Vince’s income comes from the business

Credit Sesame on what it means to leverage your credit. The term “leverage” means using something you have to get the result you want. In this case, if you have excellent credit you can use it to: Save money on loans and insurance. Make investments. Earn cash, travel or merchandise for free. The old saying,

Credit Sesame discusses upgrading your investments when the market is down. Any way you slice it, 2022 has been a rough year for investments. The numbers aren’t pretty. As of late September, the S&P 500 stock market index was down 20%. The Nasdaq composite, which holds more tech stocks, was down 28%. Bonds, which are often