Roughly 44 million consumers in America are invisible to the U.S. credit system and are struggling because of it. Breaking into the credit system can take years and a lack of credit history puts people at a disadvantage when it comes to accessing better housing, more employment opportunities and lower interest rates. A Credit Sesame
Your online shopping cart is full and you’re ready to check out. Your next decision: how would you like to pay? It seems like there are so many options now to fit every financial situation: credit card, debit card, PayPal, Apple Pay, and now…Buy Now Pay Later. Buy Now Pay Later options are booming, and
The latest on the stimulus checks You could receive another stimulus check for $1400 very soon! We’ve outlined everything you need to know about the new stimulus, including who qualifies and how you can get your checks faster. Want to get your stimulus check even faster? Here’s how! Have you filed your 2020 taxes yet?
This content is for informational purposes only and should not be relied on as financial advice. This article is based on current proposed enactments and is subject to change. Summary What is the difference between private and federal student loans, and which ones qualify for student loan relief from the government? Student loan payment forbearance
This content is for informational purposes only and should not be relied on as financial advice. The payment estimate is calculated according to the second stimulus package, however, actual payment amounts may vary. With the potential for $1400 stimulus payments to hit consumers’ bank accounts in the coming weeks or arrive in the mail, we wanted
Summary If you’re staying home for the holidays, there are a lot of fun things you can do on a budget wherever you live while still staying safe. Driving through a dazzling light show or hiking with your family in a nearby park are just a few of the affordable ideas you can enjoy. Keep
Summary: Giving handmade or homemade gifts can be very affordable and even more special than a store-bought gift. Donating to a charity in a person’s name or creating an “experience” are other thoughtful gift options. An online Secret Santa program can be a lot of fun and save you money since you only have to
Summary: Fixing your credit score doesn’t have to be scary. Check out these tips on how you can improve your credit score. Don’t let the ghosts of missed payments scare you. You may be able to settle a debt by paying less than what was originally owed. Creating a budget and sticking to it will