Trends

Millions of consumers should be a lot happier with their credit scores this summer when the three credit reporting agencies start removing certain tax liens and civil judgments from credit reports — whether they are accurate or not. Some negative data will be removed from credit reports Liens and judgments that have incomplete identifying information

Sipping lemonade on the front porch of a paid-off home has long been an American dream. This is doubly true for retired folks. Lately, though, homeownership patterns have changed. The homeownership rate among seniors has been slowly declining over the past decade as these folks increasingly opt to rent. This trend seems to fly in

When 26-year-old Kayla Sloan first signed up for a free Credit Sesame account in 2013, she was drowning in $142,000 of debt – about $10,000 in credit card balances, $8,000 in student loans, a $4,000 personal loan from her parents, and a $120,000 mortgage. When Sloan’s student loan payments began, she realized she would have

You’ve made the decision that you need to buy a car but have no idea how to make sure you get the best deal. We can’t look under the hood, but we can help you get off to a good start. Lenders will use your credit score to determine your creditworthiness, your employment status, and

Debt is a huge drain on your financial life. Payments on credit cards, student loans, a car loan or a mortgage suck cash out of your wallet that you’d probably rather save or invest. Besides that, heavy debt can also drag down your credit score. A lower credit score may mean higher interest rates on

Ridesharing companies like Uber and Lyft, enable almost anyone to make money as a personal taxi service. Uber has 40 million active monthly riders and Lyft has 3 million, clearly illustrating that drivers across America find profitability in rideshare driver work. Income discrepancies are real across the United States. Andrew Chamberlain, chief economist at GlassDoor,

December is the high point of the year for charitable donations, in part due to the holiday spirit of giving. This year, several organizations have also reported record levels of donations from activists in the wake of the election. Whatever your motivation to give, doing your research before you donate can help your money make

Before every bank and credit union in the country started clamoring to offer their customers credit cards, consumer credit looked very different. Some merchants would open personal credit accounts for customers they knew well, and would expect to be paid back in full every month. Others allowed customers to pay for goods over time using

  The number of young entrepreneurs in the U.S. is at an all-time low, thanks in part to an influx of student loan debt. However, that doesn’t mean it’s impossible for a Millennial to start a successful business. Brian Chesky and Joe Gebbia founded AirBnB when they were in their mid-20s, and Mark Zuckerberg started