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Capital One Platinum Secured Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
| Regular APR | Annual Fee | Credit Needed |
|---|---|---|
| 29.99% (Variable) | $0 | Limited, Bad |
Offer Details
254 Product Reviews
still no increase
8 months agoI have had the card for almost 2 years, yes it did help raise my credit score. I have put in for an increase numerous times just to be turned down with a credit score of over 7:30 not really understanding why I can't get it increased. the letter says that my credit usage on the card is too low well I cant increase it if you don't increase the limit
Capital one
9 months agoHave had this card just a few months,never had an issue always paid on time and have seen my score jump from 534-623 in about 3 months thanks capital one for giving me the chance and opportunity
Grateful
10 months agoI applied to this card and got approved 6 months after getting approved for Credit One Credit Card, I been making my payments on time and my credit score went up from 550 to 605 in just 6 months, so I am excited to see what this card will do, I been working on my credit for a couple of years now and I have to say It feels good to see my score in the 600's. If you are rebuilding your credit stay positive and keep at it...
Builds credit starting off
1 year ago"I applied to this card shortly after I turned 18. I had completely zero credit to my name and no money. With under 2 months of work experience with my new job they approved me but to say this card helped me is an understatement. In the first 3 months my score went from nonexistent to a 645 which was mind blowing. Yea the Apr rate sucks but pay it off once in a while. My score is a 748 now after 9 months. I even just bought me a brand new truck cause of this card. Use it wisely and you’re set."
False advertising-No security deposit refund or credit increase!
1 year agoI put down a $1000 security deposit for a higher credit limit & also because I thought Id get my deposit back after having my card for over a yr I requested increase & they denied me saying they dont increase credit for secured cards & theyd only give me deposit back if i close my acct! I like the card but its false advertising! I do love the app & that they apply pymts instantly but bummed ill never get credit increase or my $ back- had id known i wouldnt have put that much down!
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.
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