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Capital One Platinum Secured Credit Card
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
Regular APR | Annual Fee | Credit Needed |
---|---|---|
29.74% (Variable) | $0 | Limited, Bad |
Offer Details
277 Product Reviews






Great start for building credit
1 week ago"I been always a fan of capitol one, I got approved fast. "






Great rewards & helpful for rebuilding credit
5 months agoCapital one will support you as a consumer every step of the way to rebuilding your credit.Theyd taken a chance on me after identity theft back in 2019 .I can't compare this card or several other I've obtained through cap 1 Their customer service is excellent &their credit increases are given every 6months Im appreciative that I've been given an opportunity to rebuild my credit in order to obtain all my goals Thanks Capital One.Id definitely suggest giving them a try you cant go wrong.






feelings:
7 months agoI Like this card it is simple and easy to use and the customer service is excellent .






Capital One is #1
7 months agoOverall, great credit card love it. It’s building my credit fast.






Capital One
7 months agoGood starter car to build credit and get your foot in the door to get credit






Customer
7 months agoIts a great card no monthly fee and very useful to start or fix credit i thank capital one bank for the card hopefully they will aprove an upgrade to credit 🙏






Bad
8 months agoThis card and company is horrible. Literally paid a $1000 dolllar secured payment to have this card. And the opened the account and sent me the card in the mail. Recievwd notification that it was delivered. Waited 3 weeks and stilll no card. And still couldn’t connect my account to Apple Pay or anything to be able to use my balance which was a secured balance to begin with. Keep in mind when I say secured. It means that I paid it up front. I paid it, month n still not available
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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.
Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.
Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.
† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.
†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.
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