See If I'm Pre-Approved
Advertiser DisclosureAdvertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Rates & Fees

Capital One Platinum Secured Credit Card

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
Regular APRAnnual FeeCredit Needed
29.99% (Variable)$0Limited, Bad

Offer Details

Acceptance Criteria
Credit Needed
Limited, Bad
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
29.99% (Variable)
Fees And Charges
Balance Transfer Fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Annual Fee
$0
Rewards
Reward Type
N/A

273 Product Reviews

Mario Reyes
Capital One is #1
1 week ago

Overall, great credit card love it. It’s building my credit fast.

Holly santoro
Building credit
3 weeks ago

Great card for building credit

Anonymous
Capital One
4 weeks ago

Good starter car to build credit and get your foot in the door to get credit

Rolando
Customer
4 weeks ago

Its a great card no monthly fee and very useful to start or fix credit i thank capital one bank for the card hopefully they will aprove an upgrade to credit 🙏

Walter Rowland
Credit
1 month ago

Thanks

James Cogbill
Bad
1 month ago

This card and company is horrible. Literally paid a $1000 dolllar secured payment to have this card. And the opened the account and sent me the card in the mail. Recievwd notification that it was delivered. Waited 3 weeks and stilll no card. And still couldn’t connect my account to Apple Pay or anything to be able to use my balance which was a secured balance to begin with. Keep in mind when I say secured. It means that I paid it up front. I paid it, month n still not available

Fher E Abastta
Great!
1 month ago

Great card for beginners, easy to use and great app for it as well.

Ronisha
Owner
1 month ago

Great For Building Credit

M cooks
Capital One
1 month ago

Great company. They are fair and have a wide variety of products to choose from. As well as tools to help.

Deondra Irving
Bad they account was not opened by me I ask to have this removed from my credit score
1 month ago

I was arrested when this account was. Opened as I explained to capitol one I would love to hav this card removed from my credit report

Like This Product? Tell Us Why

Help fellow Credit Sesame members save money. Share your insights with a review!

These responses are not provided, reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts are answered.

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.