Make your credit work for you.
Sesame+ takes the mystery out of managing your credit. Whether you’re looking to improve your score—or protect it—we provide powerful tools, personalized insights, and clear actions that help you to reach your goals.
By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Take full control of your credit
Get 3-bureau credit scores & reports
Get your credit scores and credit reports from TransUnion, Experian, and Equifax. See a complete breakdown of the major factors that impact each score, so you know what you’re doing right, and what areas to focus on.
Get 3-bureau credit scores & reports
Get your credit scores and credit reports from TransUnion, Experian, and Equifax. See a complete breakdown of the major factors that impact each score, so you know what you’re doing right, and what areas to focus on.
Get 3-bureau credit scores & reports
Get your credit scores and credit reports from TransUnion, Experian, and Equifax. See a complete breakdown of the major factors that impact each score, so you know what you’re doing right, and what areas to focus on.
Find & fix issues on your credit report
We automatically compare your credit reports from TransUnion, Experian, and Equifax and highlight any inconsistencies that may be impacting your credit. If you spot an error, our Care Center helps you understand your options, submit a dispute, and track your progress until it’s resolved.
Instantly lock your credit report data
Lock and unlock your TransUnion credit report at any time with a simple click. Locking your credit protects you by restricting unauthorized access to your TransUnion credit report and helps prevent new credit accounts from being opened in your name.
Track upcoming events & take action
Credit Calendar gives you a timeline of the events impacting your credit score, including the next 30 days ahead. See an explanation of each event and clear actions you can take to build positive credit history—like when to make bill payments and how much to pay.
Get updated about important changes
Get same-day notifications about any important changes to your TransUnion, Experian, and Equifax credit reports. With comprehensive 3-bureau credit monitoring, you can help protect your financial health and identity by ensuring everything is reported accurately.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Build credit with the things you already do
Build credit with rent payments
We report your rent payments to TransUnion and Equifax to help build your credit history each month. You can even report up to 24 months of past payments to help quickly build your payment history right away — one of the biggest factors that impacts your credit score.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Build credit with rent payments
We report your rent payments to TransUnion and Equifax to help build your credit history each month. You can even report up to 24 months of past payments to help quickly build your payment history right away — one of the biggest factors that impacts your credit score.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Build credit with rent payments
We report your rent payments to TransUnion and Equifax to help build your credit history each month. You can even report up to 24 months of past payments to help quickly build your payment history right away — one of the biggest factors that impacts your credit score.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Build credit with daily purchases
With Sesame Credit Builder, using debit to pay for things like groceries and monthly bills can automatically grow your credit score.2 There’s no credit check, no security deposit, and no debt or monthly interest to worry about. Plus, with instant approval, you can start building credit history right away.
Build credit with rent payments
We report your rent payments to TransUnion and Equifax to help build your credit history each month. You can even report up to 24 months of past payments to help quickly build your payment history right away — one of the biggest factors that impacts your credit score.Only $19.99 / month—cancel anytime
By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Take the guesswork out of getting the right credit card
Get matched with high-approval cards
We regularly analyze your credit profile to find you personalized credit card offers with the highest chance of approval.1 We make it easy to compare card details, benefits, rewards, and interest rates, so you can confidently choose the right card for you.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Take the guesswork out of getting the right credit card for you
Get matched with high-approval cards
We regularly analyze your credit profile to find you personalized credit card offers with the highest chance of approval.1 We make it easy to compare card details, benefits, rewards, and interest rates, so you can confidently choose the right card for you.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Take the guesswork out of getting the right credit card for you
Get matched with high-approval cards
We regularly analyze your credit profile to find you personalized credit card offers with the highest chance of approval.1 We make it easy to compare card details, benefits, rewards, and interest rates, so you can confidently choose the right card for you.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
We protect what matters most — your data
Advanced ID theft and fraud protection
Protect yourself against data breaches and ID theft with 24/7 monitoring alerts. This includes dark web monitoring to ensure your personal info is not being traded or sold. If your identity is compromised, you have $1,000,000 ID theft insurance2 and a restoration expert to help make things right.
Protect your identity if your wallet is lost
If your wallet is lost or stolen, we make the necessary calls to cancel and reissue your bank cards, credit cards, and government-issued ID. We provide updates along the way and take all necessary steps to prevent fraudulent activity and protect your identity.By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
Get the most sophisticated credit management platform with Sesame+
3-Bureau Credit Scores
Get your credit score from TransUnion, Experian, and Equifax.
3-Bureau Credit Reports
Get monthly full credit reports from TransUnion, Experian, and Equifax.
3-Bureau Credit Monitoring
Get same-day notifications about changes on your TransUnion, Experian, and Equifax credit profile.
Credit Calendar
See a 30-day calendar of important credit events, including upcoming bill payments
Dispute Dashboard
We compare your 3 bureau credit reports, highlight inconsistencies, and help you dispute any errors
Credit Lock
Lock and unlock your TransUnion credit report anytime, anywhere
Credit Builder
Build credit history with daily purchases made with a Sesame Cash debit card
Rent Reporting
Build credit history by paying your rent — including up to 24 months of past payments you’ve made
Sesame Cash
A debit account with cash back on purchases,5 2-day early direct deposit,6 and much more
Intelligent credit card matches
We analyze your credit profile and find credit card offers with the highest chance of approval
ID Theft & Dark Web Monitoring
24/7 ID theft and dark web monitoring with instant fraud alerts
Lost Wallet Protection
If your wallet is lost or stolen, we help cancel and replace bank cards, credit cards, and government-issued ID
3-Bureau Credit Scores
Get your credit score from TransUnion, Experian, and Equifax.
3-Bureau Credit Reports
Get monthly full credit reports from TransUnion, Experian, and Equifax.
3-Bureau Credit Monitoring
Get same-day notifications about changes on your TransUnion, Experian, and Equifax credit profile.
Credit Calendar
See a 30-day calendar of important credit events, including upcoming bill payments
Dispute Dashboard
We compare your 3 bureau credit reports, highlight inconsistencies, and help you dispute any errors
Credit Lock
Lock and unlock your TransUnion credit report anytime, anywhere
Credit Builder
Build credit history with daily purchases made with a Sesame Cash debit card
Rent Reporting
Build credit history by paying your rent — including up to 24 months of past payments you’ve made
Sesame Cash
A debit account with cash back on purchases,5 2-day early direct deposit,6 and much more
Intelligent credit card matches
We analyze your credit profile and find credit card offers with the highest chance of approval
ID Theft & Dark Web Monitoring
24/7 ID theft and dark web monitoring with instant fraud alerts
Lost Wallet Protection
If your wallet is lost or stolen, we help cancel and replace bank cards, credit cards, and government-issued ID
By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.
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See why over 585,000 people choose Sesame+
2 $1,000,000 identity theft insurance is provided by American Bankers Insurance of Florida