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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

FIT™ Platinum Mastercard®

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APRAnnual FeeCredit Needed
29.99% APR (Variable)$99Fair/Poor/Bad

Offer Details

Acceptance Criteria
Credit Needed
Fair/Poor/Bad
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
29.99% APR (Variable)
Fees And Charges
Balance Transfer Fee
N/A
Annual Fee
$99
Rewards
Reward Type
N/A

16 Product Reviews

Stacey Orlando
Visa card
1 month ago

Looking good

Catherine Hurst
Hidden fees
5 months ago

Fees everywhere. Annual fee maintenance fee and even an application fee

Nakisha
Read The Fine Print
6 months ago

"So far I guess it’s a good card. We shall see, Minus paying $89 processing fee to get the $400 credit limit. Then they take $99 for the Annual fee from that limit so really it’s a $300 credit limit. So you are actually paying $188 right out the gate. "

Cathy Verner
Credit card
7 months ago

Look forward to receiving card

David
Great
1 year ago

"Card came fast and easy process. "

Rodney
No credit increase
1 year ago

I've had this card since Febuary of 2021. The card has $400 limit. I have made my payments on time. never late at all. But they fail to give me a credit increase. Every time I would ask for an increase, I was always given an excuse to not get it.

Todd H
Still Have Not Received My Card
1 year ago

"Approved over a month ago, paid the processing fee and still no card. No customer service available. Confusing. Move on and skip this card. Not worth the frustration. "

Ryan
Good
2 years ago

It costs to get and takes longer for your payment to clear, but make your payments on time even if it’s your minimum payment and they will double your credit line within the first 6 months.

Samuel Pagan
Customer
2 years ago

I haved had a credit card with fit now for several years and have no complaints what so ever.

Gerald Jones
Expensive
3 years ago

There is a processing fee and an annual fee before even using the card. Once activated, there’s a monthly maintenance fee.

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.