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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

First Progress Platinum Elite Mastercard® Secured Credit Card

  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Regular APRAnnual FeeCredit Needed
25.24% (Variable)$29Poor/Limited/No Credit

Offer Details

Acceptance Criteria
Credit Needed
Poor/Limited/No Credit
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
25.24% (Variable)
Fees And Charges
Balance Transfer Fee
N/A
Annual Fee
$29
Rewards
Reward Type
N/A

13 Product Reviews

David Dean
Good Card
1 year ago

Pay your minimum or more each month and your score will slowly rise. They charge $40 a month for late payments so watch out. I have my payment on auto-draft so I'm not late.

Wylene Claxton
Do not
2 years ago

Run run run run do not get this card. You will not get an increase in your limit. They don’t tell you this. Unfortunately I canceled this card on the day that I had to pay the annual fee and they wouldn’t even waive it do not get this card

Carlos Quintero
Good Credit Card
2 years ago

Credit card is good but I wish they had an app.

maria Munoz
truly recommending for low - no credit
2 years ago

its helped me some

BESSIE J.
Great to help build credit
3 years ago

I got this card right after I was getting out of financial trouble. Paying my bill off every month and it's helping my credit slowly. Discipline yourself and your score will continue to rise.

Montrell W.
First progress card
3 years ago

This was the first card I got to build my credit. the company will never increase your limit, and the monthly fees are too expensive, so you’re pretty much stuck with this card for life if you don’t mind your credit score to drop.

Dorothy G.
Very informative!
6 years ago

This website has been an eye opener for me. They really walk you through the process of rebuilding your credit up. I think only the serious people seeking to rebuild there credibility for life should apply, and be able to be apart of all the information and help Credit Sesame is willing to contribute. Thanks for sharing, Dorothy Guccione

Sharon C
Crazy
7 years ago

Can't afford this card having to pay an annual fee.

Joel R
Nonsense
8 years ago

Can't afford their ridiculous security deposit!!

kristi L
rebuilding credit all over again
8 years ago

Pay your bill. Off every month, and within just a few I received a increase of 300. C. O. Is always very helpful and my score was 520

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.