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Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

First Progress Platinum Select Mastercard® Secured Credit Card

  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Regular APRAnnual FeeCredit Needed
19.24% (Variable)$39Poor/Limited/No Credit

Offer Details

Acceptance Criteria
Credit Needed
Poor/Limited/No Credit
APR Overview
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.24% (Variable)
Fees And Charges
Balance Transfer Fee
N/A
Annual Fee
$39
Rewards
Reward Type
cash back

6 Product Reviews

Maggie Warson
DON’T DO IT
1 year ago

" The ONLY way to pay your bill is through bill pay through your bank with a staggering delay. Many times pushing you past your due date. I got this card and paid it off. If I could cancel it without dinging my credit, I would in a heartbeat. As it is, I threw the card in the desk draw and won’t use it again. This company needs to catch up with technology so payments can be called in with a debit card. Save yourself the headaches Go with Capital One, Premier or Mission Lane "

luis v
not to sure
1 year ago

i applied for it and paid the $200 security deposit and its been 10 days and still havent recieved nothing on it or my deposit back either... there is no contact information no phone number or email What kind of credit card company is that i need to talk to customer service but no way

Wylene Claxton
Does nothing for your
1 year ago

Add this car for a whole year my credit score didn’t budge. Could not increase credit limit because they don’t do that. Get a secure discover that instantly raise my score. Do not get this card

Karen Mosteller
None
2 years ago

Wait to see how well it will work

Lance
Only one that is what it claims
2 years ago

This is the only secured credit card that approved me with a 556 score

gearld R
helps credit score great card
7 years ago

the card is amazing because it brought my credit score go up over 100 points but you have to put a 200 dollar credit deposit but u can use the 200 dollars on the card and u can make paymites on it like 50 dollrs a month and your credit score will go up

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Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are the author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

† Approval Odds: Credit Sesame calculates your approval odds by comparing your credit profile to other Credit Sesame members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and criteria to make credit and lending decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.

†† Average and Lowest Scores: “Average” and “Lowest” scores refer to the scores of Credit Sesame members who were approved for this product. These scores are estimates only and do not guarantee approval. Lenders, credit card issuers, and other financial institutions use a variety of different types of credit scores and other criteria to make credit and lending decisions. The TransUnion credit score Credit Sesame provides you is based on the VantageScore 3.0 model and may not be the credit scoring model used by the financial institutions presenting offers on the Credit Sesame website.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click to apply, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

Loan APR Estimates: Annual Percentage Rates, loan terms and monthly payments shown are estimated based upon analysis of your credit profile, information you entered, and/or rate information provided by lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms shown do not bind any lender. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s terms and conditions for additional details.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.