Personal Finance Weekly News Roundup June 11, 2022
Credit Sesame’s personal finance weekly news roundup June 11, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. Inflation accelerated in May Consumers using financial apps more and enjoying them less Elon Musk sounds alarms about Tesla and the Economy Apple gets into the Buy Now Pay Later game Brookings […]
Credit Card Pre-Qualification and Pre-Approval: What’s the Difference?
Credit Sesame discusses the difference between credit card pre-qualification and pre-approval. Credit card pre-qualification and pre-approval: What’s the difference? Interested in applying for a particular credit card? You may be able to improve your chances of getting that plastic if you get pre-qualified and/or pre-approved for the credit card. What’s the difference between credit card […]
Equifax Credit Score: What Is It and Is It Accurate?
Credit Sesame explains all you need to know about the Equifax credit score. What is Equifax? Equifax was founded in 1899 by Cater and Guy Woolford under the name Retail Credit Company. Its business was mainly investigating consumers and creating reports for insurance companies and employers. Retail Credit Company became Equifax in 1975. In 1999, […]
Rent Your Home and Let the Tenant Pay the Mortgage
Credit Sesame discusses how to rent your home and let the tenant pay the mortgage. Should You Rent Your Home? Getting someone else to pay your mortgage sounds like a no-brainer. That’s what should be happening when you rent your home to a tenant. You’re still the home’s owner, so you retain all the advantages […]
Is Buy Now Pay Later Right for You?
Credit Sesame discusses the pros and cons of buy now pay later. It sounds like such a good deal. If you get to buy now and pay later, isn’t that a win for you? The deal sounds especially appealing when Buy Now Pay Later plans advertise that they have no interest charges. Still, as with […]
Why Being Pre-approved for a Credit Card Puts You in a Stronger Position
Credit Sesame on why being pre-approved for a credit card puts you in a stronger position. Why Being Pre-approved for a Credit Card Puts You in a Stronger Position Eager to get a credit card? Getting pre-approved for one can put you on the fast track to getting that plastic and reaping its perks. But […]
Personal Finance Weekly News Roundup June 4, 2022
Credit Sesame’s personal finance weekly news roundup June 4, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. Equifax reports error affected some credit scores Fed finds access to banking still limited in some communities U.S. savings rate lowest since Great Recession Buy now pay later use doubled last year […]
Six Reasons to Own Your Own Home
Credit Sesame discusses reasons to own your own home. Mortgage interest rates have risen lately, and home prices continue to escalate. But that doesn’t mean that purchasing and owning a home isn’t a good idea. If you are financially ready and enjoy good job stability, now could be the perfect time to claim a home […]
How to Start Your Credit History
Credit Sesame’s guide to starting your credit history. Creating a strong credit history is the first step in opening doors to competitive financing options in your future. The content of your credit report influences both the types of loans and credit products you qualify for, as well as the costs associated with that financing, including […]
Your Annual Credit Report: What is it and is it Accurate?
Credit Sesame’s guide to your annual credit report. A credit report is a detailed list of your borrowing and repayment history. Credit reports are used by everyone from lenders to landlords to potential employers. What those users have in common is that they’re looking at your credit report to see what kind of risk you […]
What Do Slowing Sales Mean for The Housing Market?
Credit Sesame takes a look at the housing market, slowing sales and what this means for house buyers and seller. If you’ve been thinking of buying a home, you’re probably all too aware that it’s been a seller’s market. Home prices have been soaring since late 2020. However, recently released data suggest the tide may […]
Where to Check Credit Scores Online
Credit Sesame explains where to check credit scores online. Did you know that actively managing your credit score can drive it higher?You can’t manage your credit score effectively unless you monitor it. Do you know where to check credit scores? Monitoring your score lets you know how you’re getting on maintaining boosting it. You can […]
Personal Finance Weekly News Roundup May 28, 2022
Credit Sesame’s personal finance weekly news roundup May 28, 2022. Stories, news, politics and events impacting the personal finance sector during the last week. Plunging financial markets have cut U.S. household wealth Rising interest rates challenge buy now pay later programs Job market remains an economic bright spot Plunging sales may spell the end of home […]
Does Credit Card Pre-Approval Mean You Will be Approved?
Credit Sesame discusses credit card pre-approval and pre-qualification. Many credit card ads offer the chance to get pre-approved or pre-qualified. Some offers directed at you specifically may even say you’re already pre-approved. But what does this really mean? And is pre-approval a good thing? This article explains credit card pre-approval, and how it can work […]
How to Build Credit with Credit Cards
Credit Sesame explains how to build credit with credit cards. Can you really build credit with credit cards? You bet. But you can also harm your credit score if you misuse your plastic. We will cover: How to build credit with credit cards Best ways to build credit with credit cards Tips to building credit […]
