The new way to manage credit and loans online

Our Mission

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We started Credit Sesame with a simple goal in mind: to help people take control of their credit and save money with smarter loans. For free!

Banks spend millions every year developing lending practices that grow their wealth. But people don't have the time, money or objective sources of advice they need to choose the loans that best match their situation.

That's where we come in!

Our Big Idea: Put Bank-Level Analytics in Your Hands

At Credit Sesame, we believe that every person has the right to powerful and easy-to-use tools that will help them make smarter decisions about their loans and debt.

Credit Sesame will:

  • Look daily for better loans and credit options, so that you never miss an opportunity to save
  • Help you easily understand, manage and improve your credit and debt
  • Provide you with your free credit score no credit card required
  • Monitor your credit score and creditworthiness monthly — for free
  • Deliver unbiased advice that best suits your financial situation and saves you money — instead of making money for the banks!

Our Approach: Complex Analysis with Just the Push of a Button

Our founders spent years developing the analytics that banks use to make their lending decisions. Drawing on this banking industry expertise, they partnered with Berkeley and Stanford scientists to give you access to bank-level analytics — and help you choose loan options that are right for you.

In just minutes, our patent-pending technology builds over 5,000 scenarios and instantly evaluates thousands of loans from all major banks against your personal credit situation. The result: pre-qualified loan options that you simply can't find anywhere else. Learn More

Founded in 2010, Credit Sesame is an independent company, backed by venture capital firms and institutional advisors.

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