How to Fix Your Credit in 6 Months

Credit Sesame

Feeling discouraged by your latest check on your credit score? No need to worry, help is just around the corner to show you how to fix your credit score in 6 months. From strategies to improve your score quickly to the benefits of repairing your credit, we’ve got you covered.


Until now, perhaps your credit score has been sort of an “out of sight, out of mind” thing. After all, it’s pretty easy to not worry about something when you don’t think about it, isn’t it? If your current credit score isn’t where you’d like it to be, this article will walk you through why you should stay up to date with your credit score, why it’s important, and also how to fix it in just 6 months.

Why you should know how to fix your credit in 6 months

Although there is certainly more to your overall financial well-being than your credit score, and it isn’t always a perfect indication of your financial health to potential lenders. Your credit score can be a great snapshot for potential lenders to quickly gauge your trustworthiness. Your score is used in a number of ways: interest rates are almost always directly determined by your credit score, insurance carriers often take your credit score into consideration for premium rates, and you may even be out of the running for certain jobs if your credit is poor.

Here are the typical interest rates you can expect, based on your current credit score range.

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Published February 7, 2019 Updated: April 30, 2019
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