Budgeting for contentment
Credit Sesame on budgeting for contentment or the art of balancing your needs and wants. Everyone wants to feel contented. But, for many, money problems keep getting in the way. There’s a solution to that: budgeting for contentment. You don’t have to overturn your way of life or deny yourself the pleasures you treasure. You […]
Use credit monitoring to avoid unpleasant surprises
Credit Sesame discusses how to use credit monitoring to avoid unpleasant surprises. Imagine if a work colleague lies about you behind your back. Perhaps dishing dirt on you to your boss, landlord, bank and people who do business with you. Would you like to know what they are saying? Better yet, would you like the […]
Credit card pre-approval preparation
Credit Sesame discusses how credit card pre-approval preparation may improve your odds of a successful credit card application. Have you received a marketing promotion via snail mail, email, or phone call for a credit card? Chances are this is a credit card pre-approval offer, which means you’ve been prescreened for a specific credit card that […]
Personal finance weekly news roundup May 6, 2023
Credit Sesame’s personal finance weekly news roundup May 6, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. 1. U.S. debt default may come sooner than expected Treasury Secretary Janet Yellen said that the U.S. could be forced to start defaulting on its financial obligations as early as June […]
5 things people with great credit do differently
Credit Sesame survey reveals the habits of people with great credit. Individuals with exceptional credit scores enjoy some important advantages. Typically, approval for credit is easier, they get lower interest rates from a wider selection of lenders and better rewards. A recent Credit Sesame survey identified five habits of people with top credit scores that […]
Who is unbanked in the USA?
Credit Sesame survey reveals characteristics of the unbanked in the United States. Most Americans take having a bank account for granted. It’s not unusual to have multiple bank accounts. A bank account keeps money safe and easily accessible. It also can be a gateway to a variety of other financial services. Credit Sesame asked over […]
Personal finance weekly news roundup April 29, 2023
Credit Sesame’s personal finance weekly news roundup April 29, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. 1. Economists are lowering inflation projections A recent Bloomberg poll of economists found a lower consensus expectation for where inflation would head over the next year. Compared with previous surveys, the […]
Credit vs debit: What does your payment method say about you?
Credit Sesame survey reveals characteristics of credit vs debit users. When you open your wallet to pay for something, what do you reach for? A recent Credit Sesame survey asked over 1,500 American adults what method of payment they are most likely to use for day-to-day expenses. Based on their responses, Credit Sesame looked at […]
Turned down for a loan? Here’s what to do next
Getting turned down for a loan can be awkward. You put yourself out there to ask for money, provide highly personal information, back it up with private documents. It stings when the lender declines your application. You might feel angry, disappointed or embarrassed, but it’s not the end of the world. It’s important to understand […]
Creating a budget to improve your financial situation
Credit Sesame on why creating a budget is a good idea. 63% of Americans live paycheck to paycheck. This can make financial management challenging. Paying bills, funding retirement, creating an emergency fund and saving are important components of financial stability. Sometimes it can seem like you do not have sufficient funds to cover everything. Today’s […]
6 financial lessons from Sam Bankman-Fried
Credit Sesame discusses how consumers can learn from Sam Bankman-Fried. At the beginning of 2022, you may have wished you were Sam Bankman-Fried. By the end of the year, not so much. Sam Bankman-Fried is the founder and former CEO of the failed cryptocurrency exchange FTX. His fall from grace was spectacular. He went from […]
Personal finance weekly news roundup April 22, 2023
Credit Sesame’s personal finance weekly news roundup April 22, 2023. Stories, news, politics and events impacting the personal finance sector during the last week. 1. Tighter lending standards may do the job of Fed rate hikes Treasury Secretary Janet Yellen says she expects to see banks tighten lending standards. This in turn may make fewer […]
The ten best and worst states for job seekers in 2023
A Credit Sesame analysis found huge differences in the ten best and worst states for job seekers in the United States in 2023. When businesses opened up after the pandemic shutdowns, employers went on a hiring binge. More recently, we may have started to see the hangover from that binge. In 2023 unemployment remains low […]
Using your first credit card to create lifelong habits
Credit Sesame on how using your first credit card the right way can help create lifelong habits. Getting your first credit card is a big step in life. It can make paying for things convenient, and can be seen as a true sign of adulthood. How you use your first credit card can set the […]
What are the different kinds of inflation?
Credit Sesame discusses the different kinds of inflation and what they mean. Inflation has been in the news a lot over the past few years and with good reason. In mid-2022 inflation reached heights not seen since 1981. Though it has subsided a little, it is still much higher than consumers–and the Federal Reserve –would […]
