Your financial growth begins here.

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No credit card required. Won't impact your score.

How does Credit Sesame work?

Get Your Free Credit Score and Monitoring
We believe consumers have the right to access their financial information. Get your free credit score each month, and monitor your credit report at no cost. We'll also send you daily monitoring alerts about changes to your credit report.
See your free credit score
Free Identity Theft Protection
Your free Credit Sesame account not only helps you monitor and manage your credit, it helps you protect it, too. We give you $50,000 in identity theft insurance, along with fraud resolution assistance. In the event you're ever a victim of identity theft, we've got you covered.
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Stay Informed with Real-time Monitoring & Alerts
Using real-time analytics, Credit Sesame can help you monitor your credit and protect your finances. We review key financial indicators, and then inform you of changes in your credit score or home value. Through your choice of real-time, daily, or weekly alerts, we also let you know when better credit card and loan options become available.
See your free credit score
Get Powerful Insights Into Your Finances
Make better decisions to improve your financial life. We'll show you what's impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to those of your peers.
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Manage Your Credit and Loans in One Place
Every month, Credit Sesame automatically pulls your data and shows you your credit score for free. We also give you information about your credit cards and loans, so you can take control of your finances with ease.
See How Your Finances Measure Up Over Time
Credit Sesame's trending charts make it easy to see how you've improved your financial picture. Each month, you can track your loan payments, view your interest rates, check your credit score, review your credit ratios, and see what type of loans you qualify for.
Knowing Your Options Can Save You Money
Credit Sesame wants you to know your options, so we'll show you offers based on your credit profile, your financial goals, and the current market conditions. Choose what's best for your bottom line, and save on credit cards, home loans, auto loans, and more.
Safe and Secure
At Credit Sesame, your privacy is important. Not only do we use industry-standard encryption methods, our security practices are approved by Verisign.
Credit Sesame is 100% FREE to Join
Credit Sesame believes access to personal credit information is a consumer's right. That's why we continuously provide you with both a free credit score and free credit monitoring. You also get personalized recommendations to help you save money on credit cards, mortgages, and loans.
Mobile Apps
Stay on top of your finances no matter where you are. Your Credit Sesame account is accessible 24/7 on your desktop and through mobile apps on your iPhone or Android.
Sign up in as little as 90 seconds. It's truly free.
1. Answer some questions.
Verify your information to create a secure account.
2. You are done.
Review your credit profile, access your financial tools along with your personalized recommendations, and then take control of your finances!
Get Started Now
No credit card required