• FREE Credit Report Card, Monitoring & Alerts
  • FREE Loan Analysis & Recommendations
  • FREE Financial Tips and Tools
  • PLUS: Free Identity Theft Protection
Get Started for Free!
No credit card required

How does Credit Sesame work?

Get Your Free Credit Score and Monitoring
We believe it's a consumer's right to access all their financial information. Get your free credit score each month and monitor your credit report at no cost. We'll also send you daily monitoring alerts about changes to your credit report.
See your free credit score
Free Identity Theft Protection
We not only help you monitor and manage your credit, we help you protect it, too. With Credit Sesame you also get $50,000 in identity theft insurance, plus fraud resolution assistance - for free. In the event you're ever a victim of identity theft, we've got you covered.
See your free credit score
Stay Informed with Real-time Monitoring & Alerts
Credit Sesame can help you monitor your credit and protect your finances with personalized alerts. We monitor key financial indicators and your Credit Sesame profile to alert you to changes in your credit score or home value. We also let you know when better credit card and loan options become available. You can personalize alerts to receive them in real–time, daily or weekly.
See your free credit score
Get Powerful Insights Into Your Finances
Find out how to make better decisions to improve your financial life. We'll show you what's impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers.
See your free credit score
Manage Your Credit and Loans in One Place
Credit Sesame automatically pulls your credit information every month to show you your credit score for free. We also show you information about your credit cards and loans so you can take control of your finances with ease.
See How Your Finances Measure Up Over Time
Credit Sesame's trending charts make it easy to see how you've improved your financial picture. Each month you can track your loan payments, interest rates, credit score and credit ratios to see what type of loans you qualify for.
Knowing Your Options Can Save You Money
Know what options are available to you. We'll show you offers based on your credit profile, financial goals, and market conditions. Choose what's best for your bottom line and save on credit cards, home loans, auto loans, and more.
Safe and Secure
At Credit Sesame, your privacy is important to us. We use industry standard encryption methods, and our security practices are approved by Verisign.
Credit Sesame is 100% FREE to Join
We believe access to personal credit information is a consumer's right. That's why Credit Sesame provides you a free credit score and free credit monitoring. We also offer personalized recommendations to help you save money on credit cards, mortgages, and loans.
Mobile Apps
Stay on top of your finances no matter where you are. You can access your Credit Sesame account on your desktop and through mobile apps on your iPhone or Android.
Sign up in as little as 90 seconds. It's truly free.
1. Answer some questions.
Verify your information to create a secure account.
2. You are done.
Understand your credit profile, access financial tools and personalized recommendations, and take control of your finances.
Get Started Now
No credit card required