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Best No Interest on Purchase Credit Cards, Summer 2020

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EDITOR’S NOTE: The Chase Slate® credit card, and the Chase Freedom® credit card offers mentioned in this article are expired and are not available through our site

What if we told you that some credit card issuers will, in a manner of speaking, pay you cash back or offer other rewards for your purchases you make with their card? When you combine a rewards program with 0% introductory APR (Annual Percentage Rate) on purchases offer, and you use your card responsibly, not only do you save money on finance charges but you also earn rewards. Of course, if you use a rewards card and pay it off each billing period, you already know this. But if you have a big expenditure coming up that you can’t afford to pay off in one shot, it may make sense to leverage your purchasing power into a 0% introductory APR financing for your purchases (for a specified period of time) and if possible a card that offers rewards as well.

These are a couple of our favorite 0% introductory Annual Percentage Rate (APR) offers currently on the market, we updated this article and list for 2020.

Chase Freedom® credit card

EDITOR’S NOTE: The Chase Freedom® credit card offer mentioned in this article is expired and is not available through our site

We think it’s great for: large purchases, transferring high interest balances, cash back, rewards

With the Chase Freedom® credit card new Cardmembers are offered 0% introductory APR for 15 months from account opening on purchases, then a variable APR applies.  There is no annual fee.

You earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. There are new 5% categories each quarter. On all other purchases earn unlimited 1% cash back. As long as your account is open, your Cash Back rewards do not expire, and there is no minimum to redeem for cash back.

Terms apply.

Chase Slate® credit card

EDITOR’S NOTE: The Chase Slate® credit card offer mentioned in this article is expired and is not available through our site

We think it’s great for: large purchases, transferring high interest balances, $0 introductory balance transfer fee

If saving on interest is your primary goal, the Chase Slate® credit card is currently offering 0% introductory APR for 15 months on purchases and balance transfers from account opening. After that, a variable APR, based on your creditworthiness, applies. There is a $0 introductory balance transfer fee during the first 60 days your account is open. After that, the fee for future balance transfer transactions is 5% of the amount transferred with a minimum of $5.

Other perks and benefits of owing this card, this card has a $0 annual fee. Utilize Credit Journey℠ which gives you unlimited access to your credit score and more. And icing on the cake, it’s free, even if you’re not a customer of Chase. The downside of owning this card is that there is no rewards program.

Terms apply.


Independent Review Disclosure: All the information about the Chase Freedom® credit card, and Chase Slate® credit card have been collected independently by CreditSesame.com and have not been reviewed or provided by the issuer of these cards. The Chase Freedom® credit card, and Chase Slate® credit card are not available through CreditSesame.com.

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click on the “Apply Now” button, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

The information, including rates and fees, presented in this article is believed to be accurate as of the date of the article. Please refer to issuer website and application for the most current information. Verify all terms and conditions of any offer prior to applying.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.

Disclaimer: The article and information provided here is for informational purposes only and is not intended as a substitute for professional advice.

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By clicking on the button above, you agree to the Credit Sesame Terms of Use and Privacy Policy.

Advertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.