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Disney® Premier Visa® Card Review

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Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

EDITOR’S NOTE: The Disney® Premier Visa® Card mentioned in this article is expired and is no longer available

Disney® Premier Visa® Card snapshot

A trip to a Disney theme park is a dream come true for most kids but for parents, footing the bill can be a nightmare. Luckily, the Disney Premier Visa® Card, a credit card issued by Chase Bank, can trim down some of the cost of hanging out with Mickey and company. This card offers 2% in Disney Reward Dollars for card purchases on select categories – at gas stations, grocery stores, restaurants and most Disney locations. Plus, earn 1% in Disney Reward Dollars on all your other card purchases.

If you’re planning your first outing to a Disney resort or you’re a regular Disney visitor, keep reading to find out whether you should take this card along for the ride.

Disney® Premier Visa® Card highlights

Disney® Premier Visa® Card at a glance:
Annual fee:$49
Foreign transaction fee:3% of the amount of each transaction in U.S. dollars.
New Cardmember Bonus: $200 statement credit after you spend $500 on purchases on your new card in the first 3 months from account opening
(available to new Cardmembers who do not have this card and have not received a new Cardmember bonus for this card in the past 24 months)
Rewards program:For eligible purchases made with your Disney® Premier Visa® Card, earn 2% in Disney Reward Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations; Plus, earn 1% in Disney Reward Dollars on all your other card purchases
We think it's great for:Frequent Disney visitors and shoppers
Someone who wants to earn rewards on everyday card purchases
Someone who's comfortable paying an annual fee
We think these folks should do more research:Someone who wants to avoid foreign transaction fees
Someone who's looking for a 0% introductory APR on purchases or balance transfers
Additional notes:Terms and conditions apply

Disney® Premier Visa® Card: The basics

Annual Fee: $49

Disney® Premier Visa® Card is tailored to people who spend a lot of time at Disney attractions or shopping in the Disney store. For eligible purchases made with your Disney® Premier Visa® Card, earn 2% in Disney Rewards Dollars on select category card purchases and 1% on all other card purchases, which can be redeemed at participating Disney locations for just about anything Disney-related and for a statement credit toward airline travel. Terms apply.

The card has a $49 annual fee.

For a limited time qualifying new Cardmembers earn a $200 statement credit after spending $500 on purchases on your new card in the first 3 months from account opening (some restrictions apply). If you’re planning to use your card to book a trip to a Disney property, there is a 0% Promotional Annual Percentage Rate (APR) for the first six months following the purchase date on select Disney vacation packages as long as your account is not past due on the purchase date. After that Promotional APR period ends, and for all other purchases and balance transfers, the Variable APR is currently 15.99%, this APR will vary with the market based on the Prime Rate.

Term apply.

Disney® Premier Visa® Card: How does it compare to the competition?

Disney® Premier Visa® Card isn’t the only card you can use to earn rewards towards a Disney trip. There are other rewards cards that may be worth considering if you’re hoping to max out your rewards.

Learn More: Rewards Credit Cards from Our Partners

Earning rewards with Disney® Premier Visa® Card

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The Disney® Premier Visa® Card rewards program pays Disney Reward Dollars on every purchase. You earn 2% in Disney Reward Dollars when you use the card to make purchases at gas stations, grocery stores, restaurants and most Disney locations. Best to check the Chase website for more information on the 2% Disney locations. All your other card purchases will earn 1% in Disney Reward Dollars.

Redeeming Disney Rewards Dollars

Once you’ve accumulated some Disney Reward Dollars, it’s time to put them to work and you’ve got a few different options for doing so. For example, you can redeem rewards toward most anything Disney and Star Wars at most Disney locations, for example for tickets to a participating Disney theme park, a stay at a Disney resort or dinner out at a Disney restaurant. If you’re flying to a Disney property, you can use your rewards to cover the cost as a statement credit after booking your flight. You may also redeem Rewards Dollars for a statement credit toward airline travel – purchase airline tickets with your Disney® Premier Visa® Card from Chase on any airline to any destination and then redeem for a statement credit. Terms apply.

prosandconsDisney® Premier Visa® Card pros

The Disney® Premier Visa® Card has a decent rewards structure for gas-and-grocery store spending consumers looking for a card specifically for Disney purchases.

Some of the nicest features of the card, though, when you use this credit card to purchase, are its perks designed exclusively for Disney lovers, like savings on select merchandise purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships; savings on select dining locations most days at Disneyland® and Walt Disney World® Resorts; discount of the non-discounted price of select guided tours at Disneyland® and Walt Disney World® Resorts locations. Character experience Disney Visa Cardmember-exclusive photo opportunities held at private Cardmember locations at the Disneyland® and Walt Disney World® Resorts with Disney or Star Wars Characters. Restrictions and limitations may apply.

Disney® Premier Visa® Card cons

While the Disney® Premier Visa® Card can save you on Disney purchases, it’s not a good fit if you’re looking for more of an all-around rewards card.

The $49 annual cost isn’t a killer for the Disney® Premier Visa® Card but there are other cards that pay a comparable rewards rate without charging a yearly fee.

Should you get the Disney® Premier Visa® Card?

We’d recommend the Disney® Premier Visa® Card if you do a lot of spending at Disney each year, you’re able to pay your balance in full each month, or you want six months to pay off a qualifying Disney vacation package or property purchase. If you want something that features a higher rewards rate, however, or doesn’t have an annual fee, we suggest taking a look at the other cards profiled in this article.

Before applying for the Disney® Premier Visa® Card or any rewards credit card, be sure to scope out your Credit Sesame free credit report summary to get an idea of whether you’ll qualify. Just remember having a credit score in a particular range doesn’t guarantee that you’ll be approved for a credit card, or if you’re approved, what the terms that may be extended to you will be. Note, each credit card company uses many variables in the decision making process to extend credit, as well as using a variety of credit card scoring models.

And last, we recommend that you look at other rewards cards to see your options, and to find a card that is a fit for your needs.

To make a more informed choice you can find additional information about the cards profiled in this article by visiting each of the credit card issuers websites.

Terms and conditions apply.


Independent Review Disclosure: All the information about the Disney® Premier Visa® Card has been collected independently by CreditSesame.com and has not been reviewed or provided by the issuer of this card. The Disney® Premier Visa® Card is not available through CreditSesame.com.

Advertiser Disclosure: Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.

Editorial Content Disclosure: The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by any credit card issuer. Any opinions, analysis, reviews, or recommendations expressed here are author’s alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any credit card issuer.

Provider’s Terms: *See the online provider’s application for details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all information is presented without warranty or guarantee. When you click on the “Apply Now” button, you can review the terms and conditions on the provider’s website. Offers are subject to change and the terms displayed may not be available to all consumers.

The information, including rates and fees, presented in this article is believed to be accurate as of the date of the article. Please refer to issuer website and application for the most current information. Verify all terms and conditions of any offer prior to applying.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Reviews: User reviews and responses are not provided, reviewed, approved or otherwise endorsed by the banks, issuers and credit card advertisers. It is not the banks, issuers, and credit card advertiser’s responsibility to ensure all posts are answered. The Credit Sesame website star ratings are an average based on contributions from independent users not affiliated with Credit Sesame. Banks, issuers and credit card advertisers are not responsible for star ratings, nor do they endorse or guarantee any posted comments or reviews.

Disclaimer: The article and information provided here is for informational purposes only and is not intended as a substitute for professional advice.

Rebecca Lake
Rebecca is a financial journalist from North Carolina. She has a Bachelors in Political Science from the University of South Carolina. She covers the intersection of public policy and personal finance.

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Advertiser Disclosure

Many of the offers that appear on this site are from companies from which Credit Sesame receives compensation. This compensation may impact how and where products appear (including, for example, the order in which they appear). Credit Sesame provides a variety of offers, but these offers do not include all financial services companies or all products available.

Credit Sesame is an independent comparison service provider. Reasonable efforts have been made to maintain accurate information throughout our website, mobile apps, and communication methods; however, all information is presented without warranty or guarantee. All images and trademarks are the property of their respective owners.