Frontier Airlines is a Denver based low cost airline that services flights to over 100 destinations throughout the United States and six international destinations. They are a low cost option for travel, and if you find yourself booking a lot of flights on this carrier, you should probably look into applying for a credit card from them.
EDITOR’S NOTE: The Frontier Airlines World Mastercard® credit card offer mentioned in this article is expired and is no longer available
The Frontier credit card may help reduce your travel costs, so find out more about the credit card the Frontier offers, and how you can gain travel rewards for your next flight.
Frontier credit card snapshot
Barclays offers the Frontier Airlines World Mastercard®.
This credit card comes with a generous bonus offer when you reach a predetermined spending level within a set period of time; earn a flight voucher; and earn miles on purchases made with this card. Miles are easy to redeem through Frontier Airlines who manages the program including redemption.
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Frontier credit card highlights
At a glance
| Frontier Airlines World Mastercard® | |
|---|---|
| Annual Fee: | $79 |
| Foreign Transaction Fee: | No foreign transaction fees on international purchases |
| Annual Percentage Rate (APR) for Purchases: | 18.24%, 22.24% or 27.24%, variable APR based on your creditworthiness |
| Annual Percentage Rate (APR) for Balance Transfers: | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 18.24%, 22.24% or 27.24%, based on your creditworthiness. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. |
| Rewards Program: | -Earn 5x miles on purchases at flyfrontier.com -Earn 3x miles on restaurant purchases -Earn 1x miles on all other purchases |
| Bonus Offer: | There is a limited time one-time bonus miles offer available to eligible new cardmembers. Earn 40,000 bonus miles after spending $500 on qualifying purchases in the first 90 days and paying the annual fee. |
| Additional Notes: | Terms and conditions apply |
Verdict
| We think it's great for: | - People who frequently fly on Frontier Airlines - People who don’t usually carry a balance on their credit cards - People looking for a 0% Introductory APR balance transfer option |
|---|---|
| We think these folks should do more research: | - People who do not often fly Frontier - People who prefer more flexibility when choosing an airline - People who carry a balance on their credit cards - People who don’t plan to earn or redeem miles at least once every six months |
Frontier credit card basics
If you are loyal to one airline and it happens to be Frontier, this card is worthy of your immediate attention.
The rewards program is generous and straightforward.
There are no foreign transaction fees on your international purchases made with this card.
The 18.24%, 22.24% or 27.24% variable APR for purchases based on your creditworthiness is a bit on the high side. Currently there is a 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 18.24%, 22.24% or 27.24%, based on your creditworthiness. There is a fee for balance transfers of either $5 or 3% of the amount of each transfer, whichever is greater.
Frontier credit card rewards
There is a limited time one-time bonus miles offer available to eligible new cardmembers. After spending $500 in qualifying purchases on the card in the first 90 days and paying the annual fee, you earn 40,000 bonus miles.
Earn a $100 flight voucher after every account anniversary with eligible purchases, after you spend $2,500 or more in net purchases on the card during your cardmembership year.
Earn 5x miles on purchases at flyfrontier.com; earn 3x miles on restaurant purchases; earn 1x miles on all other purchases.
Frontier credit card pros
If you are looking for a card that offers a 0% introductory APR on balance transfers and you plan to pay off the balance each billing cycle in addition to eliminating the transferred balance within 15 billing cycles, this card is an option you may want to consider.
As we already mentioned, there is a 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 18.24%, 22.24% or 27.24%, based on your creditworthiness. You’ll pay a fee for balance transfers of either $5 or 3% of the amount of each transfer, whichever is greater.
This card has a generous bonus offer for qualifying new cardmembers when certain conditions are met, in addition to the regular rewards program. Depending on how frequently you fly with Frontier Airlines, those extra miles could significantly reduce your overall cost of travel. Be sure to keep miles from expiring by making at least one purchase every 6 months.
Here are a few other perks and benefits. Spend to Elite Status by earning 1 Qualifying Mile with every $1 spent on purchases. Utilize Family Pooling to share miles, which could make mileage redemption more in reach. Earn a $100 Flight Voucher after every account anniversary with eligible purchases. Terms and conditions apply.
Frontier credit card cons
For infrequent travelers, it’s important to pay attention to how often you use the card. If you don’t earn or redeem miles at least once every six months, your accumulated miles will disappear.
There’s a hefty cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. The APR is high, even for those with good credit.
Should you get this card?
If you fly frequently with Frontier Airlines, this card may be worth a close look. If you decide to spring for the $79 annual fee and are eligible to get the 40,000 bonus miles, be sure you can spend $500 on the card on purchases within the first 90 days. Also, consider how much you plan to spend on the card and whether the miles earned and other benefits outweigh the cost of the annual fee.
Avoid carrying a balance on the card to get the most value out of the rewards programs.
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